Recent content by angelbaby

I guess it all really depends on whether or not you expect high inflation in the near future. If so, then you're probably better off investing in gold, silver, platinum, palladium, fertile raw land, and significantly undervalued home foreclosures in desirable areas. The only reason to be...

No use in me hiding it. All people need is my name and occupation and they can look it up: State Worker Salary Search - sacbee.com

As much as I hate Suze, I like her. Where else are you going to see a wealthy white 59-year-old lesbian from Southern California dish out cookie-cutter financial industry advice to an audience profile that primarily consists of middle-income single/divorced African American women in their 20's...

My mother, a California state employee, is getting ready to retire in about four more years. She's in her mid-40's. She contributed heavily to a defined benefit pension that matches contributions and pays out according to number of years worked for the state. She also contributed to a 457 plan...

Just had this idea. What's really to prevent you from doing an HSA transfer from one account to another once you get the match added? You can have more than one HSA, just like you can have more than one IRA, so long as you don't contribute above the yearly maximum combined on all of the accounts.

Wow. Didn't read that until after I posted. What a bummer.

Hey! Join up with my credit union (Alliant Credit Union of Chicago, IL) and sign-up for their HSA savings account. Current rates for HSAs is 2.5% for balances of $100 or more. Balances of less than $100 pay 0%. There's no monthly maintenance fee and no fee to write checks or any of that kind of...

Well, I joined my credit union (Alliant Credit Union in Chicago, IL) for the mere fact that they have fee-free access to way more ATM than even some of the world's largest banks. Alliant gives me fee-free access to over 80,000 officially reported and about 40,000 unreported ATMs. They are part...

We're also forgetting about hedonics. The way the government calculates it... Say the price of a new fridge goes up 100% but the newer fridge is twice as energy efficient as the old, then the price increase in dollar terms is never counted in the CPI. I can see many instances where this kind of...

ajeceo: I suggest you look into finding out how you can use self-directed tax-deferred retirement accounts like a Roth IRA, SIMPLE-IRA, 401K, and Keogh plan to do business deals out of and own real estate. As your business grows and you employ yourself, you can sock away parts of that cash...

Certainly in the case of Steve Jobs and Bill Gates-types, but not always. Look at Warren Buffet and his company Berkshire Hathaway. What started out as ownership of a small-time textile company became ownership of GEICO, See's Candy Company, Fruit of the Loom, and thousands of other smaller...

Protect Your Self Take about $120K of that money (10%) that's in cash and immediately move it to some physical gold and silver. Trust me, it's rather small and compact, so storage shouldn't really be a problem. It'll all fit inside of a small shoebox. Why do I suggest this? Well, it's your...

I'm still pessimistic about the dolllar long-term, but I still monitor the short-term trends. To-date I haven't sold off any of my positions and have been better off for it. I breezed through October 2008 without worrying the slightest bit. I tend to be rather unconventional in my investment...

Here's how I'm doing it... My $15K recent grad portfolio is divided like this: 40% gold (3/4 bullion bars and 1/4 bullion coins) 25% silver (3/5 bullion coins, 1/5 bullion bars and 1/5 junk silver bullion) 20% cash divided evenly between a high-yield savings account and an HSA. 15% Federated...

I agree with the shotgun. I own one myself. Either get a 20-gauge or 12-gauge and use 00-buck rounds. You can find low-recoil rounds specifically made for home defense. Prices are a bit high right now due to a recent gun-buying craze, but some Remington 870 Express models still look reasonably...