Recent content by BeachOrCity

  1. BeachOrCity

    what office software product do you use?

    I use Libra. Works great. I imagine super fancy stuff may not work, but for m9st people it’s probably fine. You do have to get used to new menus etc. but the help is decent.
  2. BeachOrCity

    oil and gas

    I bought into an oil partnership in September 2014. Remember what happened in October 2014? Sometimes you can’t do anything but laugh at your own timing. While you don’t get the initial write of a high quality mlp can be a decent invetsmen where most income is tax deferred these days...
  3. BeachOrCity

    Liquidating (almost) Fully Depreciated Rental Properties - 1031 Exchanges, DSTs and UPReits

    My view is that dst is not a good option. They are inflexible, have many layers of fees that are anything but transparent and generally make a huge commission for whoever is selling them. I’ll say it. DSTs suck. :) I assume you know all about 1031. It’s a good option assuming and that’s a...
  4. BeachOrCity

    7th SWFL ER.org Get-together

    Most likely I am having to head up north for a few days around the 25th now so likely won’t be able to come. Have fun everyone!
  5. BeachOrCity

    state tax on $60k income (MFJ)

    DC follows federal std deduction. Dont know if your income was agi or ti??? DC charges 1/2 property taxes for seniors. DE exempts 12.5k of pension income. These calculators are oversimplified.
  6. BeachOrCity

    7th SWFL ER.org Get-together

    Lisbon year round now? Was just there in November, absolutely loved loved loved it. Hope you are well! :)
  7. BeachOrCity

    7th SWFL ER.org Get-together

    Thanks for the DM Omni...!! Did not see this new thread The 25th works for me. The 18th, have company flying into town and will most likely be with them
  8. BeachOrCity

    ACA/Roth conversion dance--pls advise

    Just seeing this now. I literally just did this math about same age in high tax state. I am married with about 20k+ in unsubsidized price of aca We get Medicaid up to 200% fpl here, and my income floor from divvies etc is probably over 40k anyway. When I sampled aca subsidy and state tax...
  9. BeachOrCity

    Question for an advisor about bond funds. Suggestion?

    To this point, that was my big surprise that I did not think thru in advance. If tips real rates rose, the tips “fund” would lose value. I would buy new or resale individual tips here, but I would not do a tips fund again. I don’t expect the real tips rate to go much higher from here, so at...
  10. BeachOrCity

    Preferred Stock Investing-The Good , The Bad and The In Between 2021

    Thanks. Kind of hard after Credit Swiss to know how protected everything really is.
  11. BeachOrCity

    Preferred Stock Investing-The Good , The Bad and The In Between 2021

    Anyone keep a list of banking preferreds that are cumulative? With the banking stresses ongoing I would imagine some of these could be attractive, but want to hedge my risk on divvys being paid.
  12. BeachOrCity

    6th SWFL ER.org Get-together

    Thanks Omni! Good times :). Until next year. By the way, esp appreciated that you reached out to us all directly this year so we did not miss the thread!
  13. BeachOrCity

    Quit the world at 34 and now "broken" and refuse to go back

    Thanks For updating us a few years later. Your posts reflect a road only a small minority travel and it’s good to hear a perspective from those who don’t wait until things are nearly certain to live out their dreams.
  14. BeachOrCity

    6th SWFL ER.org Get-together

    In! Would love to come. Like previous locations, but ok with driving a bit further. Coming from Bradenton beach.
  15. BeachOrCity

    Wash DC Area ER meetup (again)

    Click on the link provided in the message above. Towards the top right below the main menu are two items "Join" and "Subscribe" you need to click both. On subscribe you will get another menu asking how often to send you updates. The regular forum only sends one update and then doesn't send...
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