Recent content by Bram

We received an EOB (Explanation of Benefit) from our Medicare secondary insurance that looked sketchy. So i checked Medicare online (don’t get paper copies) and there were $3800 total carges for catheter supplies for 2 dates in May and June, none of which had been ordered nor received. Between...

On the topic of apologizing: my sweet, quiet 17 yr old granddaughter has a part job at McDs. This grandmother sees the side benefit of her blossoming. She apologizes profusely & sincerely when customers complain: “Oh, someone left the catsup out of your takeout order? I am sooo sorry.” (while...

What I learned was “what a blunder I’d made in 2006 when I allowed an Ameriprise financial advisor to sell me an a Variable Annuity inside my 403b account”. With the help & encouragement from Mickeyd, Brewer12345, 2B & others I was able to unwind the sale, ditch my Ameriprise connection, & run...

After I threw a conniption fit because my car wouldn’t fit in the garage, my DH is finally purging. The first 2week dumpster rental was picked up yesterday. He has also donated, “gifted”, burned & added to weekly refuse pickup. I’ve been after him for years to do this while he’s still physically...

I was notified last week of a one time offer to take a lump sum payout of my defined benefit, non-cola pension in lieu of lifetime monthly payments. We retirees have until Dec 6, 2019 to make this election. I took all of about 10 seconds to decide on that. :dance: I will have the money rolled...

Thank you very much for the responses. Cathy I think what you’ve written makes a lot of sense.

I got an email that was....... From: Our Bank. Subject: Our Banks New Budget Tool. However, the body of the email was a message from Express Scripts that it was time to refill script #***1234, with 3 refills left, click button to refill now. I went to ES website & checked & yes we do have an...

I’ve read at the links provided above. Very informative, particularly the “capture billing . com”, where Manny answers some Qs at the bottom of the page. He says there is lots of confusion about this. I had no idea that Medicare doesn’t cover a routine annual physical exam! The language...

I believe in my dr’s office the dr is the one who actually codes the visit, as he simply ticks off a box that has all the options for type of care rendered along with its applicable code #. And I’ve had billers say to me that they aren’t authorized to change a code, it must go thru the dr. to...

Did Medicare actually DENY the claim for $400? For what reason? Or, did Medicare “Approve” the service & apply the approved service amount (less 80%) towards your annual deductible? Thus ending up with Medicare paying $0. (I don’t think this is the case, but just want to be clear on this.) I do...

There was a Medical Assistant in the room with us, which is an easy solution for boundaries protection. If a Dr or NP misses a deadly melanoma that could be very uncomfortable also, for pt as well as provider’s reputation & malpractice insurance.

I convinced my DH for both of us to have skin exams at the local dermatologist office. We went into the exam room together & a youngish Nurse Practitioner entered. We kept all our clothes on & just pulled things aside here & there. DH pulled up his t-shirt & she was looking at his back. He has...

My husband’s handwriting is not the best, in fact sometimes barely legible. His 4’s can often look like 9’s. I wonder Joe might have such an issue with a phone # quite similar to yours?

My earliest memory: I was 3 yrs old when younger brother was born. Mom & Dad left us older 3 kids at G'ma/G'pa's house. It was all well & good until she said goodbye & walked out the door. Then I started squalling! I remember Mom had on a grey coat with a big collar that was fuzzy & I nuzzled it...

A bit over a year ago I had posted about possibility of doing this adventure, asking for opinions, because I had misgivings. Many posters were very encouraging to go for it. Well, last week DH/I, son/dil & 3 grands (13,12 & 12yrs) joined 15 strangers & 5 crew & completed an 8 day motorized raft...