Recent content by canuck5

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    Practical / dependable transportation $25k or a car you’d love to drive for $45K ?

    I am a car guy and always have been, but never really splurged. My wife and I are both 62 and do keep our vehicles well maintained and for a "while". We are ready to buy my wife her next vehicle and she is hemming and hawing about the price and the only question I ask her, is ..... "How many...
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    I kind of want this property

    https://youtu.be/7X5ljirnU7Y Hey Honey, I found a way we can get some more storage in our garage and maybe make a few dollars too!
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    I kind of want this property

    If it's convenient for you, for snowmobiling .... I bet it would be for a lot of others. Storage racks to put them 2 high? Maybe enough room to store an additional 6-8? Make a little money making enterprise?
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    Social Security Decision

    "Eventually, our combined SS plus my pension will cover 100% of our expenses, leaving our nest egg for travel, fun and helping our kids." Work out a plan for LTC, not that you have to buy any, just ensure that there will be money available, if needed. When you've "won the game", is there...
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    Social Security Decision

    https://www.ssa.gov/planners/retire/delayret.html
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    Social Security Decision

    If you scroll thru this and get to page 11, it might help you decide on what might be best for your situation. Just another tool. It's all a crap shoot, but every year you wait beyond FRA, your SS check goes up by around 8%. I'm not expecting my investment returns to be quite that high ...
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    CPP taxation Living in USA

    Thanks Sunset! Yeah, I already have the Canadian bank account set up! CPP already has my address down here, too, so I'm getting in shape.
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    CPP taxation Living in USA

    Susnset, thanks for asking the question and all the responses .... I'm in the same boat, but 3 years away from starting to collect.
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    Hiring a Financial Planner

    I don't proclaim to be a good investor and hence I stick with simple index funds. But the simple index funds beat, in most cases, managed funds. That may change over the next few years, but I make no plans in changing. Google SPIVA at some point. I can't get it to load right now, for some...
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    Hiring a Financial Planner

    Mine was strictly financial, however there was a "checklist" of other things to they considered important for me to review, or seek others guidance on. Will, power of attorney, life insurance however if I did ask about a college savings plan, they would've given me guidance. Taxes, I was...
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    Hiring a Financial Planner

    Vanguard did a financial plan for me as well, for free. They would also help manage my Vanguard accounts for a small %, as well. I didn't go for that option.
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    Hiring a Financial Planner

    Maybe something in here might help https://jpmorgansmartretirement.com/blobcontent/647/343/1272924627455_JP-GTR.pdf
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    Do single and/or childfree people need LTC?

    LOL, time is on none of our sides!!! I view LTC, important, but merely, in most cases "X" number of future payments, so I am planning on that. I am assuming a max number of 48 monthly payments (for wife and I) which would include our SS + RMD and withdrawl from our assets. We may only need a...
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    Medicare/Medicaid help for the inlaws

    Thanks Potstickers! That is exactly what is being done!
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    Do single and/or childfree people need LTC?

    Just an added study, I read. https://www.geripal.org/2010/08/length-of-stay-in-nursing-homes-at-end.html The length of stay data were striking: the median length of stay in a nursing home before death was 5 months the average length of stay was longer at 14 months due to a small number of...
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