Recent content by CardsFan

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    You hit an FI number, now what?

    In my case, when I hit a number that I thought was FI, it totally changed my attitude. I didn't retire, but I knew that I could. Work became more fun. I could give my opinions, and if they didn't like them, I could leave. Funny thing was, I spent 3-4 years actually being listened to! The more I...
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    What is your pet peeve of the day? -- 2021

    I'll play their digital game! CVS sends d-coupons all the time. 30-40% off one item. $10 off $30, etc. Almost once a week we get a 30 or 40% off coupon. We buy items that we use all the time and are already a fair price in the local market. Easy game, when you are retired and can go to the...
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    SSA Spouse

    MIL would get 1/2 of his FRA amount IF, she waited until her FRA to collect. If she started early, it is reduced. If he waited until 70 then his FRA amount would be less than $2500. Just a couple of possible reasons.
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    What is your pet peeve of the day? -- 2021

    Back in the Boston area (60'-70's), there were Rotary's. The biggest two that I remember were at the bridges going over to Cape Cod (the Sagamore and the Bourne bridges). No lines for traffic. Road was 3-4 cars wide. It was free for all on a Friday night or Saturday morning in July or August...
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    Cheapwad Finds--Opposite of Blow That Dough!

    A friend just told us about Kanopy. Use your library card to get free streaming movies and shows
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    my toxic inheritance

    I know nothing about this kind of company ownership, but if the value of the land is "the" big thing, why not announce you are "retiring" and the best thing to do would be to sell the company, and/or divest of all property. Point out to them how much they will get. If they are as greedy and...
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    Not much point in Roth conversions?

    We are pretty much in the same place. At 69, we will continue to convert just below the IRMAA level, which really puts us at about the same level as we will have when RMD's kick in. JMHO, but I think we sometimes get too hung up on this. In MOST cases, 90%?, the ultimate impact of conversions...
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    What We’re Smoking (or Grilling, or Curing)!

    A quick story about "fall off the bone ribs" (I probably said this here before) We were at Rendezvous in Memphis with some friends. The other wife asked if the ribs fell off the bone, without missing a beat, the waiter said "Well, you have to use your teeth". Her husband and I both broke out...
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    what office software product do you use?

    Open Office here. My days of extensive number crunching and long documents are way behind me. It is adequate for our use. If I am sending a document to someone else I will save it as a pdf so reading it is not a problem.
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    Walmart limit one Sodastream cartridge per day

    Love it. "Let's just move the CO2 to some one else and take credit for reducing emissions"
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    Asset Allocation and Fund Location for Early Retirement

    But not too early to be thinking about plans.
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    Standard Deduction Tracking

    Since I know that I will take the standard deduction, I don't bother inputting all the donations. BUT, in MO, health insurance costs are are handled differently on the state level, so I am sure to put those in.
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    Long Wait Time to get Appointment with Dermatologist

    Agreed. My Derm Doc has 2 Nurse practitioners working with her. Due to my history I am on a 3 month visit cycle. I rotate through the 3 of them, seeing the Doc at least once per year. When in doubt the NP will always pull the Doc in for a quick look.
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    What is your pet peeve of the day? -- 2021

    Every once in a while I order some from AAA. Free, since I am a member. But I really can't remember the last time I opened one.
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    Anyone negotiate a "severance" in non-RIF times?

    Re: Bold above. Very wise advise. Go on your terms. Proud of what you have done, and happy to move to the next level. If 1/2 of a years pay is significant to your plans, you are not FI. If you are FI then just move on. Be nice, be professional. You might be surprised with an offer, but don't...
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