Recent content by Chaps

Being an ex-Canadian and new to this board I read through this entire old post with interest. To each his own but I would never consider moving back and given the opportunity most of my relatives would join me down here in the USA in a heartbeat . . . could say more but that's enough . . . do...

I recently opened a jumbo cd at a very good rate at SHCU via mail and shortly thereafter received a very nice personal letter from the CEO thanking me for the business. When was the last time that happened? I wonder if he's planning on keeping the money forever . . . should have asked him! ::)

Here is a current article with an inside look at GM's situation: http://quote.bloomberg.com/apps/news?pid=10000039&cid=gilbert&sid=aFjM26AM_LfE It would appear that quite a bit is hanging on their ability to spin-off GMAC but so far not many takers.

Re: The New Improved 2005 ER Forum Current Net Worth Survey If it has a cash value to your heirs then I would have to agree. If it evaporates the minute you drop dead then it wouldn't be an asset IMO.

It is an unfortunate situation, particularly for those directly involved (employees, suppliers, bondholders, retirees, etc.). Until very recently I had substantial funds in the GMAC Demand Notes program but it became painfully obvious that the risk was not worth the great rates. I think that a...

OK - got it . . . I'm into frugality too, looks like I've found a home. Thanks for the welcome.

Well, about $4000 in premiums, the kids (2) rack up about $500-$800 per year combined (check-ups, stitches, etc.), the wife maybe $1200 (check-ups, labs, etc.), myself probably averaging $2000 per year (I have a few joint issues) so what is that . . . $8000 per year? Nothing to sneeze at . . ...

Thanks for the response . . . health care -- man, that is something I also don't quite get. The Mrs. has us buying coverage with a high annual deductable ($3000 per family member I think) for $340 a month, our choice of doctors. We never hit the deductable so I guess its kind of a...

Hi all, nice community you have here!  I retired early almost ten years ago and I'm still only 55. I guess it didn't exactly feel like retirement, it felt more like being out of work frankly but the terms and conditions were OK. I started a business in 1974 without money, a degree or experience...