Recent content by chas57006

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    Early Retirement Quotes

    Retire as early as possible, "You don't want to be the richest person in the cemetery."
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    Big Purchase + low risk taker = high anxiety

    Is the lot plotted out or does a new survey need to be done? Be sure to buy Title Insurance. I purchased a lake lot at the end of the road. After all the closings were done the neighbor tried to have the road closed to my lot. 6 months, 3 court hearings, and $20,000 later all was settled in...
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    Has anyone taken a "hobby job"?

    After working indoors for 38 years I help a farmer in the fall driving the attached equipment. The money is good, but I have stated "when it's not fun any more I'm done". Charlie
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    Closing costs when paying cash

    Do not skip title insurance! I bought a lake lot at the end of the road. After i made the purchase I found out there was trouble with the next door neighbor who parked her full size tractor in the road so we could not pass. Had to get a lawyer involved as the lady was claiming adverse...
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    Your recent repair? 2013 - 2020

    Dishwasher Repair Sunday afternoon, Dishwasher door hard to open. Take off inside door panel and find that the plastic tabs on the latching system are broken. Type in model number in yahoo, click on amana/sears parts website, chat box opens up with a Sears technician asking if I want help. Yes...
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    FIRE-inspiring quotes

    You don't want to be the richest person in the cemetery.
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    So.... when to retire?

    If the condo is a second home and you live where it is cold in the winter I would work longer to figure out how to make that happen. My wife and I retired at 58, 1st winter in AZ spent one month, 2nd/3rd spent two months, this winter we are staying for 3 months. If you talk to other retirees...
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    POLL: Retirees: How much did you spend on hobbies in 2013?

    Not many snowmobiling retirees. Ours are similar to yours with golfing and snowmobiling. We spent 3 weeks in Wyoming in 3 different areas riding our sleds. Total hobby costs around $6000.
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    Interesting Forums and Blogs

    For the golfers. 4gea.com
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    Retiring Introvert - Ideas on Making Friends

    Move to a retirement community, hiking club, softball teams, golf leagues, photography club, poker club, dance, and another 20/40 I can't think of. On top of that there are any number of opportunities of volunteering in any community. Don't let being an introvert prevent you from retiring...
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    need help with mutual funds

    Thanks for the immediate responses. Appreciate if there are other suggestions. I know I need to learn more about this. Thanks
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    need help with mutual funds

    I got my K and my M mixed up, it is $200,000. Review next week with Morgan Stanley FA. As stated previously thinking about doing something different. Husband = 60 Wife = 59 Home is paid for. No other debt. Thinking about a second home in Az. Emergency Fund = $20,000 3rd year of retirement...
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    need help with mutual funds

    I am currently in my 3rd year of retirement and am looking at moving from my FA to Vanguard or some one else where I could take more control of managing my money myself. I currently have approx. 200M in the below funds which according to my calculations I am paying about $4000 in expenses. Can...
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    Home flood/freeze monitoring systems

    We have a Homesitter which monitors water alert, temp alert, and electricity outage. It will dial up to 3 phone numbers. The only problem is it requires a regular land line telephone. We are currently getting our cable through the phone company and they require us to have a land line.
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    Unexpected expenses after retirement (everything breaks!)

    The motor in my pontoon went bad a couple of weeks ago. Going to cost about $5000 to repair. But in happened in the middle of the week while we were tubing with our granddaughter's, so that's still better than being at w*rk! My mother always told me "if money can fix it, it's not a problem".
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