Recent content by Coderguy

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    Am I crazy, or is this 'Financial Advisor' crazy?

    I took a pass on the 30 minute personal meeting today, would have liked to do it; but want someone I feel more comfortable with...
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    Am I crazy, or is this 'Financial Advisor' crazy?

    Great replies. There is no matching. There is one low fee fund, it is their preservation of capital focused fund. I am currently doing as Webzter mentioned. I'm not quite sure about how to figure out the tax savings; I will try to figure it out. He simply rubbed me the wrong way in all...
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    Am I crazy, or is this 'Financial Advisor' crazy?

    Just had the 401k meeting at my new job. He said, and I quote: "We don't believe in index funds, they are the only way to guarantee you under perform the market". The fees on the plans are 15.00 quarterly, 25.00 annually plus a range of 1.10% to 1.71% fees&charges. I am not participating in...
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    Peer backlash against us?

    Well, being 30; I wrote a really long post. Then I decided it behooves me not to make enemies here. Can we at least generalize less and accept this is way more complicated than stupid spenders vs. smart savers?
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    How did you stay focused on ER?

    As a 30 year old; it really cheers me up to read about this working out. This has been my exact path the last couple of years! Haven't ER'd, but one way I stay focused is by hanging around here.
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    Please help me design my home network (long)

    My setup as a software developer, gamer and tech guy. My setup is more for someone who enjoys tinkering; so take it with that grain of salt. Internet into home -> Linksys WRT54G with firmware replaced with DD-WRT. You can still get these excellent routers on ebay. You may want something newer...
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    What did you accomplish in 2010?

    Wow, 2010! - Got Married (most important) - Survived infectious colitis during the honeymoon. - Cruised the Mediterranean ( Even if I spent half of it in the hospital) - Finally escaped my previous job for a challenging one. - Paid off my car (never have a car loan again) - Paid off my...
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    The History of Early-Retirement.org

    Thanks for posting the history. As one of probably many resident lurkers I appreciated being filled in on some of the back story. As for mmnd; I am left with a headache. To many more years!
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    Keurig individual cup coffee maker? Anyone?

    I'll represent the coffee snob. Freshly ground, French Press, precise temperature, etc. I think a french press is pretty easy to clean and quick. That said, if coffee is an accessory and not something you want to be OCD about; the Keurig is fine as long as you are using the refillable piece and...
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    Best Rewards Credit Card

    My Capital One rewards card has a $1000.00 limit. Eight years, no budge; they won't raise it. Just an emergency card because of it. I don't have an 'awesome' rewards card; just a Bank of America World Points card; but I've had it nine years and they haven't added any fees or anything so I like...
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    Going to 100% cash

    Can economic information that is moving this 'fast' really work? And if bad news means get out; aren't we chasing the market? Isn't that bad? Oh, and the whole AA market timing thing. You can put me in the camp that it is not market timing; because it removes the dirty word - speculation. Risk...
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    how well is your local economy doing?

    Milwaukee seems to be doing great; still condos shooting up, packed restaurants. Some car dealerships are even coming back already. Real Estate isn't doing the best. On the unemployment note; I just took a 2nd job / part time work and I'm still being hounded. You have to be skilled labor...
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    Owning a Condo (+/-)...

    Greatest thing for me is no landscaping or shoveling to do. But I wouldn't say it is worth it and I totally want a house.
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    Corporatism / Socialism

    No. There is no incentive to grab market share when it comes to electricity. Nobody wants the bottom of the market - the top will pay whatever it costs and the bottom tends to default on accounts. Your comparison to disk drives is just wrong. You are comparing two markets with completely...
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    Honeymoon Cruise, Barcelona to Venice

    Wow, Great input everyone! It's amazing even to this day the only way to find the best parts of the internet are through others. I've shown the thread to DF and we're looking over the cruise critic site!
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