Recent content by Col. Klink

  1. Col. Klink

    Don't move to Florida?

    So true! Publix staff will assist the little old people by taking their bags to the car and putting them in the trunk. They should continue the process by backing out their car as well since, as stated, they don't look. When I go to Publix it is early on the way home from the gym. The older...
  2. Col. Klink

    Mackerel,its whats for dinner

    Sardines are a go to snack for those on a keto diet. Full of Omega 3 and 7 as well
  3. Col. Klink

    Suffering from a little paralysis

    Don't try to time the market. If you truly had "Spidey sense" with respect to market timing you wouldn't be asking the question. I suggest you commit to making a regular investment on a given day once or twice a month into both equities and bonds / preferreds and maintain the 60 / 40...
  4. Col. Klink

    Challenges of RE middle-aged and living alone

    I share a lot of the same comments as the others who have posted so far. Get up in the morning, check news feed and websites including ER.org, coffee, morning news, tidy up house, go to gym, play a computer game. I thought I might like to start playing golf or pickleball, but I discovered that...
  5. Col. Klink

    when is it ok to spend?

    +2 If you (and significant other, perhaps) set a budget that works and live within the budget, the question of being too frugal or living too large becomes moot.
  6. Col. Klink

    Any powerlifters on ER?

    +2. I have a friend who is a PT at our club. His point is that unless you plan to compete, one is better off with more reps. I do 2 x 12 reps at a weight that challenges me to get the last three to four reps of the 2nd set completed.
  7. Col. Klink

    KBWY and dividend alternatives

    Closed end funds trade at discounts and premiums to their NAV. Several of the PIMCO funds trade at a premium to the NAV and some, as of late, have cut their distribution. They are well managed. Several authors on Seeking Alpha have done articles on CEF investing. I follow a gentleman by the...
  8. Col. Klink

    Poll: Percentage of retiree spending on income + property tax

    This poll makes me glad to live in Florida... exactly 5% income + property taxes
  9. Col. Klink

    Gift or not?

    +2. You might even tell the housekeeper at a logical point that you provided the gift because you appreciate HER hard work on behalf of you and your DW. In this way reaffirming the employee relationship.
  10. Col. Klink

    SpaceX Falcon Heavy Launch

    So, I am going through my news feed this morning prior to getting on the ER.org forum and there is not one feed about the launch and recovery by SpaceX. There is a story of what happened to Scott Kelly's body after a year in space and another about the Israeli spacecraft that crashed on the...
  11. Col. Klink

    FIRE & College funding

    If your state offers a prepaid tuition program, you may want to look into this particularly for the 12 year old. At least when we did this with our kids, it did not negatively impact their eligibility for scholarships. Those were applied to the room and board as the tuitions were prepaid...
  12. Col. Klink

    Travel Tips

    AAA is there for you on the road and offers some good values on cruises and tours. You can even get personal assistance designing a vacation at one of their offices.
  13. Col. Klink

    Where to park $1 mil

    You haven't provided enough information to give a complete answer e.g. you have a 401K that will "last a while". That said, the 75 / 25 AA for a sixty year old would for me be overly aggressive. Since this money will not be in a tax sheltered or deferred account, you might consider a balanced...
  14. Col. Klink

    A cold hating Pennsylvania man in Florida

    Yes, Florida is a paradise with the usual flaws as indicated in the title of this thread. However, the state is large and diverse so that with due diligence I think many people can find a place to live that they enjoy.
  15. Col. Klink

    Would you pull the trigger

    I share what the others have indicated being that 1.5M at age 42 is cutting it very thin. OTOH, you have plenty of opportunity with that kind of cash to consider a j*b which may not send your blood pressure through the roof. You did not indicate what your hobbies are or what classes you are...
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