Recent content by crispus

Thanks for the free calculator, but it doesn't take your current portfolio into account. As for the cost of the integrated plan here is pdf of the frequently asked questions that was emailed to me. https://bd105.infusionsoft.com/app/linkClick/13773/842264634a16d019/1111395/28a6c2accca085e0

Speaking of SS. We are approaching 62 and the decision weather to take early SS or not. Is it worthwhile checking out social security solutions? For $500 they consult with you over the phone and come up with the best plan based on your average life expectancy and burn rate.

We were fortunate to buy our home at the bottom of the market and are up about 70K. I don't look at our home as an investment however.

We have lived in the Villages FL for about 5 years. It's a 55 and older community with about 110,000 residents. We live here year round. Pros endless activities great weather low home maintenance golf (I play around 3 times a week) over 90 miles of golf cart paths 3 town centers cheap liquor...

We are both 61 a year away from early SS and are living exclusively on IRA withdraws. We are invested with Vanguard in a 3 fund portfolio (total stock market, total international stock market, and total bond market). Our ratio is around 60/40 equities to income. My question is in a down market...

Nikkei down over 2% in first hour of trading. Looks like a rocky Monday

Yeah I don't eat grains other then white rice, and also stay away from legumes and sugar. I follow The Perfect Health Diet, by Paul Jaminet. Lots of healthy fat, plenty of veg, starch, a little fruit and alcohol.

We are taking it early at 62, because you can never get more time. Time lost in this case equals money. As an aside how much money would I have if I would have invested my SS payments along with the employer match in index equities by now? I would say well over a couple of million bucks. I...

We downsized to central Florida four years ago. Don't miss the traffic and crime of our previous home in the Baltimore Washington area. I'm A five minute walk away from 6 bar restaurants, a Starbucks, Panera, entertaining town square and grocery store. I Usually take the golf cart.

Well we retired in Florida with slightly less then a million 4 1/2 years ago at age 56. We have lived only on our 72t withdraws from our IRA accounts. We have no debt and live in a small home 1990 sq ft. I won't kid you it's been tough. We budget for everything. It is doable though. For us...

Bought some new grips at Golf Pride demo day. Got a free shirt.

Went into CS office today. The salesman looked over my current portfolio and asked me why I was paying someone for such a boiler plate index portfolio. Same question I've gotten from this forum. Meeting with current advisor tomorrow morning with 90% chance of firing him. Why the 10% chance. If...

Let's both do it. Thanks Travelwanted.

I am going to visit the local Charles Schwab office tomorrow. I want to thank you all who have replied.

How about if I ask FA to lower their fees to .375 %.