Recent content by CyclingInvestor

Near-sighted and wearing glasses since I was 9 (65 now). Had cataract surgery on both eyes a few months ago. No problems, medicare paid all, 20/20 distant vision, but now I need reading glasses.

65 yo, retired 17 years. 100% individual stocks since 1993.

Exactly my experience. Had my cataract surgeries in Sep 23 and Nov 23. Had both eyes done for distance. Corrected 20/70 and 20/200 to 20/20 and 20/30, no longer need glasses except readers, and sunglasses outside because everything is so bright.

Upper right last molar. Yes, bone graft was done during extraction.

just had my extraction of a tooth crowned 20 years ago, implant to follow in like 6 months.

65, retired 17 years, 100% dividend stocks since 1993, took SS at 62, no other income.

100% individual dividend stocks since 1993. Retired 2006 at 48 when net dividend flow surpassed salary. Only (what I consider) top quality companies with a long history of good capital decisions. Infrequent trading when valuations between the stocks I follow get too far out of whack with each...

Just had cataract surgery on both eyes. Medicare and supplemental paid everything. I did not add on any options. I went from 20/70 and 20/200 to 20/20 and 20/30. No new lenses until after retinal surgery shortly.

I retired in Oct 2006 at 48 and immediately started 72t withdrawals (recalc method) from my 100% stock portfolio. By the time I ended them in Jan 2018 when I turned 59.5 my balance was up a little over 60%. I withdrew a total of 54% of my original balance.

Retired 17 years, 100% stock portfolio up about 150% (despite pullbacks of 43% in 2008-2009, 53% in 2020, 40% in 2022-2023), dividend income more than tripled (current valuations much lower than in 2006) while pulling 4-5% annually.

While I do not use ETFs, I have advised several income-oriented friends to use VYM.

64, retired 16 years, living off stock dividends. I got here mainly by being cheap and lazy I was always a compulsive saver, so that part was easy. When I entered the world of 401ks, the sp500 index fund had much lower expenses than any of the other stock funds, so it all went there. With each...

64yo, retired 16 years, 100% equities since 1993, no plans to change

-12.0% IRR with an AA of 100/0/0

My widowed mom died 5 years ago in Oregon without a will, assuming everything would be split between us remaining 2 kids (I had told her to write one leaving everything to my sister because I had no use for the $$). The estate was split 1/3 to my sister, 1/3 myself (which I am giving to my...