Recent content by delsolkm14

I should be okay with the added mortgage... It is only $375 a month, so not a large expense, but does cut into some funds for payment to debt. My father passed away from terminal cancer and some of the bills took a toll on them, I only recently found out they were behind on the house so I came...

No, that is my mom's house that I am paying for. Valued at $120k, owe $55k on it still. She isn't able to pay for it right now, so I took over the payments. I know I didn't need to add to my already excessive debt, but I could not see my mom getting put out. Since my dad passed away last year...

Decided to update this a couple months down the road. Still slowly paying on the debt, things keep coming up taking the money I had planned for it. We had to have some plumbing work done, tree removal, extra propane, and a few other things this last month that took about $3k that was planned...

Didn't know I had so many replies, sorry about not responding sooner. One thing I didn't include in these calculations is that since March, I paid $13,900 towards my mortgage that was 12 months behind, $10,000 in a govt debt that I had, and $7,500 for my mom's mortgage that was 12 months...

Well, here it is a couple months later and I wish I could say I was in a way better position than I was then, and although I do have some more in retirement, I had a temporary setback in my progress. I just got back off my 3 weeks of R&R leave, and we took a vacation and spent a little more...

Back with another update. Trying not to post too much in here (over-share), but like to show my progress... makes me wanna push harder to get it paid down and only place I can tell others about it. Credit cards: $15,000 - $12,700 - $12,450 - $11,500 Other charge accounts: $6,700 - $5,300 -...

Another thing that could play into all this is the dynamics of the relationships. What if relative and wife (heir) were the only ones that visited, took care of or had the most contact with the MIL? If the BIL's didn't have anything to do with the MIL and are just trying to cash in one what...

Called Hewitt today and got the Rollover started. Chose to stick with the 2040 fund. Since Jan, getting a 10.74% ROR.... I know it is short term, but I like it so far.

Just got word that the new company is not going to be doing 401k match at this time. They may look at it in the future, but can't offer it at this time. This sucks. That is about $4500 for the remainder of the year that will not be going into my 401k that I thought I would have. Since I am...

Nice, congrats on it all. Will make it worth it when you go to sell. My insurance paid like $7,500 for all my stuff. They wrote the check to me and the bank, had to send it in to them to sign it, then they sent it to me and I cashed it. Not sure if it is the company or due to the amount, but...

Our company was bought out and we are switching from Hewitt to Paychex for our 401k services. I have always just parked my money in a Target Retirement 2040 account, and was planning on doing that again. I was browsing this section and thought I would see if there was some advice on if I should...

After a few storms hit out area, we had some shingles missing and some damage to the window sills and gutters. We had like 3 people stop buy to ask about filing a claim. I finally had it inspected and got like $6k for a new roof, new front door, new sills, and some other stuff. Insurance didn't...

Rothman, I will look into the backdoor Roth IRA's when I get to that point. I had heard of that before, so that was the plan. Got 2 more CC paid off. Would have paid a 3rd off but had to get 4 new tires on the SUV due to the wire belts showing on one. Life is much easier when you have the cash...

I also opened Roth IRA's for my wife and I yesterday. Started each with $200 and putting $200 every 2 weeks in them, will put me close to the $5500 limit. Next year, my income level will not allow me to use the Roth option more than likely, so will deal with that then. I am just under it for...

ERhoosier, I wanted to pay off the smaller accounts ($500-$1000) since i can pay those off in a short time, 1-2 paychecks, then use that money I have been paying on the minimum payments ($25-$50) on the larger ones as well as the extra money I have left over (paying $700 instead of $500). It...