Recent content by Dino1

Vanguard far and away.

I think Ben Stein recommends 3.2% for someone retiring at 62. Which sounds about right.

Thank you all I appreciate your time and expertise. Thanks again. I will share with my wife.

Due to the fact that I have the midas touch in reverse when it comes to investing, my wife and I decided that we should purchase a fixed immediate annuity when I retire. Is there a rule of thumb (like the 4% drawdown theory) as to what percentage of your 401K savings can safely be converted to...

What would you folks say is the most underrated or least discussed financial concern of retired folks? As I draw nearer to retirement, I want to make sure I have all financial bases covered and I have considered just about all the expenses that may arise. I have at least four years to go, but it...

I take Pot. pills after I work out For years, after I run or work out in the gym, I take potassium pills I buy in the health food store. Have been doing this since the 1970's. If it were dangerous, I would be dead by now. By the way, my blood pressure slightly low.

I know I sound really stupid, but I really did research this on my own and did not understand what I read/heard. Can someone explain to me how ObamaCare would help me retire at 62 (rather than 65 when Medicare kicks in)? I do not understand this stuff about state pools, etc. Is it less expensive...

upon retirement. Anyone know about the tax ramifications? I thought I read I am not tax upon withdrawing the lump sum if it goes into an annuity. Did I read it right?

As far as I can understand, it is a deferred annuity where you put a lump sum down in your fifities or sixties and begin to collect a pretty good payout at age 85 (if you live that long). Anyone have any experience with them? Opinions? It seems to be a good way to avoid running out of cash in...

I am 57 and thinking about signing up for it. Does anyone have any recomendations regarding which insurance company offers the best package, etc? Any advice welcome. Thank you.

I would like to retire at 62 and pretty much the only thing stopping me is health care for my wife and I. I know Medicare does not kick in before age 65 and I can't afford to continue the excellent health care plan offered by my company after I retire. My friend has Florida Blue Cross/Blue...

Does anyone follow Ray Lucia's Buckets of Money Invetment theory? Would like to hear how it has worked for you and how you allocated your three buckets. I read both of his books and they seem to make sense.

Like most people, when I retire at 62 I will have to wait three years before I am eligible for Medicaid (my wife is two years younger than I). Therefore I need to have private insurance for myself for a three year period and five years for my wife. I am in perfect health but my wife has many...