Recent content by djn8

I was thinking of either a high deductible plan or a Health Savings Account but don't know much about either. Any idea of how low premiums are running these days? I don't know what the state of SS retirement will be but not counting on it :(

What is SWR (assuming it means Safe Withdrawal Rate)? Does this mean the ability to draw 2% and preserve the principal, with taxes and inflation figured in?

Because the guidelines are very strict. The younger you are, the harder it is to get disability. I would have to prove that I am unable to work any job that exists in the national economy. My RFC (Residual Functional Capacity) is probably enough to keep a low-level, minimum wage job that allows...

Due to an injury I've been forced to retire early at 44 after a steady full-time job of 9.5 years. Have 480K in liquid assets. Currently single with no dependents. Do not own health insurance. Not likely get SSDI. Total living expenses add up to about 22K a year. Fortunately, my medical expenses...