Recent content by donheff

Study after study shows that exercise is the best medicine for virtually everything, the closest thing to a magic health pill that exists. Genetics and luck play a big part too so be prepared for s**t happens. I'm turning 76 and have been active all of my life with skiing, windsurfing, roller...

To me FI is the primary goal. That lets you evaluate your work. If you enjoy it more than the unemployed options, why quit now? If you go the other way and an appealing job opportunity pops up later, check it out. You are free to make your own path.

Man plans, and God laughs. Don't worry about that, think of your savings discipline as putting you on a path to financial independence and remember that your choices along the way will alter when that point can be achieved. And above all, try to enjoy the journey.

+1 This is a good approach. Things change over the years, and you will change. When you get to the "number" you are targeting you will be financially independent and free to choose your future.

DW and I have been in the same house on DC's Capitol Hill neighborhood for 42 years. It has a nice mix of families that have been here for many years and new and often transitory politicians and other government types. It is very walkable with restaurants, groceries, libraries, parks and...

Yeah, heart arrythmias are weird. I get a brief bought of SVT about once every six months, almost always while riding a bike. I get dizzy and weak and immediately pull over and lay down. Within five or ten minutes they stop and I can proceed. My cardiologist recommends a wait and see...

It is a complicated calculation, particularly if the OP has to pay taxes for the conversion from tIRA funds, or even taxable funds with a lot of CGs. We have been in a higher bracket for a long time and made some large conversions, but it still feels like a leap of faith.

Maybe he is a Scientologist. Their secret documents make such a claim for one of Saturn's moons. I remember reading about it in their "top secret" Thetan documents that were leaked on the Internet in the 90s.

I like visiting NYC and welcome the change. Public transportation there is good and taxis and other ride service are everywhere for the well-heeled. Leave the car behind. Do the same if you visit DC. I just returned from a biking trip in the Netherlands to see the tulips and marveled once...

I decided to go with Office 365 since it comes with a Terabyte of cloud storage that I can use to backup my primary PC (including my documents and travel photos). I could get by on Google Docs and Sheets but why not use Word and Excell when I get cloud space that I need for backup and would...

I will be interested in your results. On bike tours in Europe that include flights, I usually do BC overnight outbound and Premium Plus or whatever they call it back. I would bid for a plus if it wasn't available in the package. But I have no info on strategies.

You guys have better memories than me. I have read all of those and believe I liked them but I don’t remember much about them. It would take me 50-100 pages to provoke an “oh yeah” moment.

I have been reading several of John Scalzi's Old Man's War series of SF books while on vacation. I think I am getting close to the end after many years. Scalsi is a good SF adventure yarn weaver.

That part is fine. The check must be from the IRA to the organization. It doesn't matter whether you mail it or the company mails it. The mistake would be to take some or all of a distribution to you and then send that money to the charity indirectly (e.g. with a check from a taxable account...

I just logged in for the first time. I’m on a bike and barge tour in the Netherlands. I like it so far. I was particularly glad to see that new threads are showing up in my RSS feed. The don’t show the user name but that’s not fatal and may be fixable.