Recent content by dorikin_86

Hi Guys, I'm 33, no kids, not married yet but after reviewing my portfolio: I've only managed about 11% gains over the past 2 years (started June/2010). I am starting to wonder if I need to adjust my approach? 11% just doesn't look very good especially the market has been on a tear since then...

I hope the recent oil/credit crisis teaches everyone that: 1. You do not need a 10mpg SUV to commute to work by yourself 2. If you can't pay cash for a car - you probably can't afford it 3. If you can't put down 25% on a house or if the mortgage is more than 33% of your income (pretax) - you...

Local indepent firm. I don't pay commissions on top of 2% =) He sells/buys stocks for me.

hmmmm never thought about using those target date things as the core of my portfolio...interesting concept though. I need to wait for my current funds to recover from this dump then I'll take the money out and do it myself.

hehe luckily I don't subscribe to Money - I just had a long flight today so I thought I'd entertain myself. Looks like Vanguard has a good reputation everywhere in the world so I got a starting point. I personally don't know if I can put all my dough in those target date retirement funds -...

Thanks for the kind words! O0 I started reading a little bit about Vanguard and the different funds available. The recent issue of 'money' also included vanguard funds as one of their top picks so I will def. look into not just ETF's ;) Will post my strategy up for you veterans to give me some...

I love the honesty on this board! Thank you all! Will look into ETF's this week. I think it's time.

I know exactly how much fees I'm paying - about 2% of my portfolio. I definitely want to retire with this portfolio and I put in as much as I can whenever I have spare cash. I am not worried about a down market...it does mean I get to buy into companies cheaper - my worry is that if someone...

Entered the market in 1Q 2006 with a money mgmt company and after today's dump...i'm sure i'm going to be down more than 1% overall... This means...my money did not grow in the past 2 1/2 years...geez...i know times are rough but I'm not sure what to do......

it's too late =)

I'm a economics noob - sorry if my comments make no sense (engineering major). I can't stop but wonder Where do all the money is coming from? Govt/Fed is paying to help: failed banks, financial institutions, bad mortgages, national debt, failing auto-industry, stimulus checks Can I get a hold...

thanks guys - I think I'll start off slow and buy one rental property first and put a nice down payment =) Already ordered those books on amazon!

Thanks guys for the inputs! Nords: I will definitely go read more books but I did watch Pacific heights....I tell myself that's just a movie...=) Not sure what my future wife thinks...but I hope she understands that it'll benefit us both greatly if everything goes to plan - earning pay checks...

MUCHO thanks for the inputs - I'm a total NOOB at this as you can see. I probably won't have time to handle all this stuff while I travel....probably will need to rely on my future wife to do this stuff then. Sounds like renting really is a headache...I might just buy one place and see. Do...

Hi Guys, I'm looking to buy rental property in a few years and started to do my research. I am a busy professional that flies a lot so taking care of my rental properties will be pretty tough - how many of you have experience with those management companies? do they really hurt ur bottom...