Recent content by dunc0029

Ok - I want to meet with a so-called expert to be certain, but was hoping I could get at least some info from the wise folks on the message board. Here's my situation. I am 28 (29 in Feb) and a US citizen. I have saved around 140k, all told, mostly between a Roth and 401k. Long story short, my...

It's funny - I am actually trying to get back to a megacorp I left just months ago, thanks to my current employer leaving much to be desired. Ironically, this will be my best chance to actually get a decent raise. My point is - usually at megacorps, you're stuck with peanuts for raises. I've...

Hey there - you're probably 90% of the way there just by the fact you're on this forum at age 21. There really is no secret - max out as much as you can (401k, IRA, after-tax), don't spend too much, get a good job, make wise decisions with marriage and buying a home ( if you do ). I'm 28, so...

I've noticed something with regards to this in my behavior. For YEARS, since middle school, I woke up at 6AM-ish. I used to be out the door for school and college in like 20-30 mins. I'm 28 now ... and like to take my time more in the morning ( maybe procrastinate going to work? ) But, I'm...

Let me just add my congratulations. I can only imagine what it must feel like. It must be great coming to work each day, knowing you are one day closer. I'm still counting in years, but it does help me to think in terms of counting down. Best wishes to you.

I have an interview for a contract-to-hire position next week. This would be my first contract position and I admittedly am ignorant about contracting. What are my retirement plan options as a contractor? Would I fall in the self-employed category? Any help would be appreciated.

I am in a similar situation. I left MegaCorp less than 4 months ago and am already thinking of another change. I, too, am getting many headhunter calls recently. Myself, I hate jumping around like this. More than anything, I'd love to settle into something. I'm almost regretting leaving MegaCorp...

Re: are you FI or at least half way there and has your attitude changed toward w I'm still relatively far away from FI at about 130k net worth, but I've had the opposite reaction as most of the people here. I actually kind of feel like ... I could be accomplishing something if only I wasn't...

Digging up this old thread, does anyone know if the limit was increased $500 for 2007? The update on my situation - I am coming out of my probationary period in November, so I can finally contribute to my 401k. The good news is I can go up to 96%, so I can still max out on the year ( although I...

Years ago, I bought some ING mutual funds, because I had/have a savings account there and the minimum requirements were low and I didn't really know what I was doing. Currently, I just have $3k in their INDEX+Large Cap fund. Well, I'm wanting to start adding to my after-tax investments, but not...

This is a good trend for me as well. I have been priced out of the market for a long time and am patiently waiting for a return to normalcy. Things are looking pretty good that I'll be able to afford something decent in the next couple years. I don't know whether to have sympathy for the herd...

Yeah, this HR guy scares me a little, too. I know the dollar amount limits, my inquiry was about % of paycheck limits. To my knowledge, this is left to the company/retirement plan. I went from mega corp to a smallish dotcom. Previously, I spread my contributions out throughout the year to max...

Thanks FinanceDude! I'm one of these anal spreadsheet types. Currently, I have a $500/yr limit increase factored in, knowing that won't be perfect. I recently changed jobs and can't contribute to my new 401k until Nov, so I am revisiting my financial #s to see how much of a hit I'm taking. Off...

I own RHJ Microcap (closed). It had been doing fantastic, but has tailed off this year. As people have mentioned, diversity takes care of some of the risk. I don't think 5% is too much. It obviously depends on your risk tolerance. I don't have a good smallcap fund offered in my 401k, so I went...

Does anyone know if the 401k contribution limit has been determined for 2007 or when it will be? I know the "indexing for inflation" begins for 2007. By my math, we'd need a 3.33% inflation measurement to get the $500 bump in the contribution limit for this coming year.