Recent content by East Texas

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    Getting divorced: he partly blames RE dreams

    Marathoner - how about an update?
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    Yeah, I see the problem-- you're gettin' old.

    If you're looking for another way to exercise, the rancher down the road has a little over 1,000 bales of hay he needs loaded on the trailer and offloaded in the barn. That [-]hurts[/-] is hard at any age.
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    Making the jump. Buying LTCI

    That's true in any business. Income must be greater than expenses to be profitable. You can say the same for homeowner's insurance, auto insurance, boat insurance, Umbrella insurance, PAF insurance..... it's all about the risk and risk avoidance. If you like risk, cancel your homeowner's policy...
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    Making the jump. Buying LTCI

    +1 All insurance comes down to whether or not you want to assume the risk. I also have all the other types of insurance Audrey listed as well as Umbrella. The premiums I pay for those policies gives me peace of mind as well as peace of pocketbook. I would rather pay premiums and cost-shift the...
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    Fidelity planner moved to Soverign bank

    You can be friends with your barber/hairdresser, the football coach, the people in the restaurant, the neighbors.... you cannot be friends with someone who handles your money. I think she's confusing "trust" with "friendship" You certainly cannot expect objectivity mixing money and friendship...
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    cash

    My only worry is the beer runs out before the Cheeze-its.
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    cash

    Someone needs to have a strong chat with NW on priorities! Not even close. When you get remotely close to my inventory of toilet paper we'll chat. However, no matter how many cases of POM I take off the shelf at Sams they seem to mysteriously refill within minutes. How many of you remember...
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    cash

    You still wouldn't be a hoarder because all those cases of cheap wine you took off the shelf will be replaced within hours if not minutes. If there was a shortage of wine, and you took all of it all knowing it would not be restocked any time soon, then you're a hoarder. :coolsmiley: So, the...
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    Making the jump. Buying LTCI

    Astute observations, Nords. One other factor on the "hiding of assets" is the cost of care is shifted to taxpayers. I don't mind paying my fair share; however, I do mind paying for someone who's gaming the system. The person's assets - the one who needs supervised care - are for THEM, not for...
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    Making the jump. Buying LTCI

    Thanks for including the link. My doctor's offices have had to go to electronic billing and communication with the health insurance offices. I wonder if LTC also falls into the mandatory electronic processes. I hope so. JH has a crappy website and you can't even make a payment online. I'm hoping...
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    cash

    There is a huge difference between "stocking up" and "hoarding". Stocking up (also referred to as prepping) is when you go to the store and buy six whazzits and the store will replenish them in the next day or so. There's not a shortage of whazzits - you just want some extra to keep in the...
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    cash

    I ddin't know there was anything else.... :coolsmiley: :2funny: :2funny: :2funny:
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    iPad cover

    I only have the smart cover and I haven't had a problem with scratches on the screen. Don't the hardcovers impede using the camera (front and back lenses) on the new IPad?
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    What's your Current Age/Retirement Age/Total working years

    Age 61 Retired 6 years Same mega corp 28 years Pension with COLA, retiree health insurance, 401K rolled over to an IRA Will start collecting social security next year Upon age 65 Medicare will be primary, retiree health secondary I've been debt free for years so none of the income is diverted to...
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    Poll for those 62 or older: At what age did you begin taking SS?

    At this point in time I'm more in line with my fellow Texan (who started this thread way back yonder). My initial scenario was to roll my IRA over to a SPIA and delay social security. However, with the Fed keeping interest rates so low (an observation, not a political comment) I'm better off...
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