Recent content by Ebendana

Destination trailer alternative We just had a 48 ft Destination Trailer built at Recreation by Design in Indiana, it has two bedrooms and 3 pop outs, about 450 sq ft...for our vacation property in N. Georgia..not expensive to move (anyone with a full ton truck can do it) and there is a big...

We live in one...our second We moved into a 55 plus community in Central FL where you own the home and rent the lot...great place to live...broke even on the house after living there 5 years, lot rent right about 500 per month, which was half the "market rent"...in 2015 purchased a lot in a...

Functionally uninsured I have been a Pharma rep for 35 years, with a major company that makes very expensive drugs for cancer...a couple of things...when looking at if you qualify for "patient assistance" you can make up to 400-500% of Federal Poverty limit and have assets that are worth...

Ocean and Mountains Our primary home is across the street from the Ocean in Flagler Beach FL...we love it, but have the hurricanes to deal with...in the process of building a 2nd home 550 miles away in the N. Georgia Mountains...our plan is to go up to the mountains July -Oct...it is one long...

My two cents I have lived in Florida since 1991, and as a retired Sales rep, have spent time virtually in all parts of the state...we bought a modest home in a 55+ community in Flagler Beach, which is 30 miles S of St. Augustine, 1 hr south of Jacksonville, 1.5 hrs NE of Orlando...we LOVE IT...

55+ Community I am 62 and DH is 64...we are in a Resident owned manufactured home community in N. Florida, about an hr from Orlando and an hr from Jacksonville...right on the Ocean...WE LOVE IT. We bought in our mid 50-s...there are about 200 homes, and a constant cycle of the oldest folks...

61 I have been retired a year, and although I still have high energy, my DH is suffering long term side effects from some spinal cord bruising due to cervical compression...so that limits some of our activities. I find that if I try to do 2-3 20 minute increments of physical activity per day...

Pancreatic top notch center Lost my Mom to Pancreatic CA...Sloan Kettering in NYC is a top notch center...hopefully you will not get that diagnosis...if you do, please make sure to go to a NCCN (National Cancer Comprehensive Network) hospital...it makes a difference. I think there are 12 in...

15 yrs certain/life The reason I did not take a spouse 50/50 was because I could not stand the thought of the pension going back to the company if I were to die young...so, I took the 15 yr certain/life and have adequate life insurance for my spouse should I pre-decease him. I was the primary...

Excellent article I would welcome the opportunity to read more of your summaries...very logical presentation. I am 61, DH is 63 and I had an opportunity when I was 45 and husband 47 to buy LTC insurance with John Hancock thru my employer...at the time, everyone thought I was "nuts", but I...

secondary market annuities has anyone explored this as a safe way to have some money grow for the future?

Hey Lucie, just curious... what has your patients experience been with low dose naltraxone? My son (lupus) and husband (spasticity post spinal cord neck bruising) are both getting benefit

My son has Lupus and has gotten benefit from low dose naltraxone, it has been a lifesaver. He takes 4.5 milligrams daily, a compound pharmacy makes it.... may be worth a try

I can share that when I had the pension choice, I chose a 15 yr certain/life option, vs a joint and survivor which would have been alot less...at 15 years the payout was 80% of the lump sum option, I qwas 56...If I live to 86 it will pay close to double the lump sum...but, in addition, I am...

Risk vs reward I am always a "worst case scenario" planner, when I had the chance in 2015 to take a lump sum pension payout, or lifetime income...I did the lifetime income. I did choose the 15 yr/certain/life payout option, just because I could not stomach the thought of dying early (I was...