Recent content by emerytura

We have two non-cola private pensions. They cover 65% of our living expenses. The rest is covered with rental income and my husband SS. We do not touch our investments for now. However my husband pension is in critical status, so there is possibility that it will be reduced.

Are you retired?-Yes, retired in 2013 How old are you when you retired-53 When do you want to retire?-55 My husband retired 6 year before me. I am 8 years younger and planned to work for the next 8 years, however due to downsizing and generous severance pay I was able to retire sooner. The best...

I just had my physical done last week, and discussed it with my doctor. She told me that sugar level under 75 is problematic. Low sugar can make you weak and confused. A lot of people also faint when sugar goes low. It is good idea to have hard candy or small snack to eat after workout or when...

My entire working carrier I can summarize as one memorable date, November 18th. This is the date when I was hire, and after 26 years, let go. Both times I was extrimely happy.

I was born and rise in Warsaw, Poland. For the past 36 years I live in New Jersey. Moved several times (Essex, Union, Morris and Somerset County). After retiring purchased apatment in Warsaw, Poland and spend few months per year there. Plan on moving to Florida hopefully soon (St. Augustine...

Monthly premium per person: 400, 800 for two Yearly deductible per person/family: 1000/2000 Out of pocket max: 2500/5000 Premium the same as last year. This is company subsidized retirement medical benefits in NJ.

Thank you for sharing. Wow, amazing nature. Looks like wonderful trip.

$140 in NJ, cleaning and exam.

Check out Vienna- Austria or Krakow, Poland

We have Ram Promaster Cargo Van converted into Class B RV. My DH purchased new empty Van and did entire conversion himself. Total cost $37,000. It was one of his dream projects, and it is everything I ever dreamed to have. We love our small hotel on wheels. We usually stay at State Parks, and...

DH retired at 55. The kids were 22 and 26, both out of college. I continued to work for next 6 years, and retired at 53. My plan was to work until 55, but due to company reorganization my entire department was downsized. It was like a gift for me, since I received 56 weeks severance pay, annual...

My old 401K is with Fidelity - it cost me $43 per year record keeping fee.

Morris County, NJ: 2.3% property tax rate, sales tax 7%

Our two largest expenses: Travel: RV ing in US, 4-5 months in Poland almost every summer combined with road trips to european countries and cruises. All of that is done on budget but it is our biggest expense. We plan to continue to do that for the next 9-10 year. Food: we eat healthy and we...

around 5, semi-rural NJ Sent from my iPad using Early Retirement Forum