Recent content by esposla

Thank you! Bogleheads looks like a gread read. :)

Thank you, I would guess most investors look for the ER first when searching for a fund. I like the comparison tool and now , seem to have a little time in my day to use it. I really like the tools fidelity has. I wish I had consolidated my 401k’s sooner. They were at different institutions...

Thank you for the explanation . There’s is a lot to learn and not sure I’m up for it but giving it a try. I’m learning about strategy and what my goals should be. The ER is the 1st filter I use when searching for a fund. I thought to start managing my investment more intelligently so I’m...

Thanks, I may do just that. If I find digesting the reading too much, I’ll keep it simple .

Started watching and reading about ETF. Great suggestion, thank you . I like the presentation format and will continue reading. I’ll get thru it and also the other comments here.

Thank you, I’ll try it :)

Thank you . Ive worked with advisor, but this type of fund wasn’t talked about . I’ve read a few articles and ,frankly, they are over my head —maybe not way over ;I m hesitant to use my usual method of selecting a fund. I’ll try getting educated and give it some time. I know the stock...

Haha :)

Hi. I am invested with Fidelity,approx $400k,still working at 61yo. Mix of IRA,401 and brokerage acct. I have $10k to invest from the IRA. I have read how EFT’s are a great investment and don’t have any in my investments . Is this true ? I am a hold type investor. The expertise on this...

Thank you. I don’t plan to pay for one. I found it odd that I’ve had $200k with them and I was never contacted but when I move $60k they reached out quickly. So far I like the advisor.

Good to know. I appreciate it. I have small piece non-retirement, so I’ll address that when I meet with them .

Thank you. I will check on IRA type.

Thank you. There is a wealth of information here. I hope to digest it all as I head to retirement. I’ll see if Fidelity/TRowe have info and ask advisor. By the way, should I expect Fidelity to ever charge to work with me?

I believe I transferred the IRA with Average Costing.

I see, so since this is an IRA, doesn’t matter.