Recent content by Fatcat

Ok, that makes sense to me. I guess the tool has to be taken with a pinch of salt, and you also have to be accepting of the fact that you're probably not going to end up with 100% cycle success in bad times unless you're very wealthy and frugal. Likewise, in today's heady times, we should...

Sure, and I've seen FIRECalc allows you to do that in the options. But, still, whatever margin of error you build in, as I see it after year 1 (if a disastrous year) the margin that you wanted will be significantly less according to the new results of the tool once you run it again (with 1 year...

Thanks, although I can't see the answer to my question there unless I'm being blind - quite possible!

Thanks for the welcome! Yes, so that's kind of what I expected to be the case. I'm just trying to clarify the implications of that in my mind. Assuming that it simply doesn't take into account the market level we're at currently, and just uses the data it has independently, wouldn't that be a...

Hi all, Apologies if this is a repeat and/or dumb question, I couldn't immediately see what I was after knowing in the thread list. So, scenario: if I use Firecalc and come up with a 'number' for my retirement, and then live that financial life for 1 year. The stock market just happens to dip...