Recent content by finster869

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    What percentage are you down so far?

    I am up 3.5% YTD. I usually have a portfolio of 25% stocks, 25% 20 year treasury bonds; 25% gold and 25% cash but went to 35% cash in mid-January when I started hearing there could be supply chain issues due to the coronavirus. Gold has been very helpful.
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    FIRE Aspirants gets a taste of FIRE Life with Stay-At-Home Quarantine

    Please make sure your SNL looks into the Payroll Protection Program forgivable SBA Loan!!!!!
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    FIRE Aspirants gets a taste of FIRE Life with Stay-At-Home Quarantine

    I agree. I typically walk 3 miles at 7 a.m. by myself, then 1.6 miles at 7 p.m. with my wife. I can't imagine walking much more than that.
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    FIRE Aspirants gets a taste of FIRE Life with Stay-At-Home Quarantine

    Couldn't agree more. I was considering FIREing this year, and had already cut back my billable hours in January and February to get a taste for working less. I was basically playing golf every morning, and working afternoons into early evening. It wasn't bad, and I was on the fence whether I...
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    Draw Down HELOC?

    I don't see the need for you to do so with 10 years of cash available. Why pay the extra interest on the HELOC over and above what you can earn on the CD? You are well positioned for this. Sit back and stick to your plan.
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    Monday 3-9-2020 will be interesting...

    March 9, 2009 (11 years ago to the day) was the stock market bottom from the 2007 crisis. Fast forward 11 years and March 9, 2020 is Black Monday with oil dropping 30% and stock markets across the world crashing. There is fear in the streets......feels like another bottom. Who has the guts to...
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    What percentage of your wealth is in a safe fund such as bonds or cash?

    Excluding debt free real estate: 25% cash; 25% bonds; 25% stock; 25% gold. Without factoring in interest, the 25% cash and 25% bonds covers about 12 years of spending.
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    House Rich and Cash Poor

    Plus 1.
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    What is your Asset Allocation if you have no pension?

    25% stocks; 25% gold; 25% bonds; 25% cash
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    The important "trigger" income levels 2020

    This is a great thread and should be a "sticky".
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