Recent content by fishvt

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    Citrus Hills Florida

    Hi , My wife and I recently FIRed at 57 and are looking for a home in FL for the Winter Nov-May. I have seen Citrus Hills on a brief trip but have not spoken to anyone who actually lives there. We have friends at The Villages and I love to fish, so CH is fairly close to the ocean, but a...
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    The countdown has ended

    Congrats!!
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    Origin of your ER.org user name?

    Love to fish in Vermont!! [emoji476]FishVT
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    What percentage of your wealth is in a safe fund such as bonds or cash?

    We are at about 50% in a stable value fund(within our 401k) paying 3%. The rest is 40% VINIX, 15% VIEIX, 5% VTIAX. We have non COLA pensions to cover about 60% of our spending. We are in our first year of retirement, so we are still trying to figure out this retirement phase! [emoji1]
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    Class of 2019

    Thanks. Announcement went great . I did the “no beer January “ because we have really good craft beer here in Vermont and way too many calories were being consumed[emoji3][emoji481]. I am now having a beer!!
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    Class of 2019

    I’m officially a class of 2019 now! After 32.5 years, my last day is May 10th(56.5 YO). And, hell ya, I’m nervous. Not so much about finances but just the change in lifestyle. Now that I announced, so many people ask me what I’ll do all day. I usually tell them “whatever I want to do”...
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    Class of 2019

    Congrats!! I was supposed to meet with my boss to tell him about my 5/1 date. His flights were late, now I have to wait.
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    Class of 2019

    Congrats Shabby!! I’m going to announce my retirement from Megacorp next week after 32.5 years. (@56.5 ) Looking to close out w*rk on 5/1. So excited to move forward and have new adventures. If I wasn’t doing “no beer January” I would have a beer.[emoji3]
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    Class of 2019

    Congrats!!!
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    Class of 2019

    Congratulations Camfused! I’m feeling a lot of the same things. I’m getting ready to take the plunge now. After reading a few posts re: voluntary separation, I decided to ask Megacorp this week if they want to offer me an ER package. Best case scenario they offer me 2 weeks for each of my 32...
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    Getting nervous, would like feedback

    Sarasota or Port Charlotte, not sure yet.
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    Getting nervous, would like feedback

    It was at 125 last I looked. I’m planning on leaving my 401k in tact to take advantage of the the 3% stable fund. In theory it could increase along with inflation , but that is not guaranteed. It used to be higher , years ago.
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    Getting nervous, would like feedback

    Thx! [emoji106] Maine is awesome. Beautiful.
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    Getting nervous, would like feedback

    Yes, those are approximate equity values. We have no mortgage. Yes, we plan to sell the house to buy in FL. Yes, it is a long Winter up here!!! Thx for the SS links. Nerves are the common ones seen here, outlive $$ and end of career.
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    Getting nervous, would like feedback

    Hi all, I am considering pulling the plug on w*rk in the Spring. Here is the scoop on our situation. Kids grown and on their own. I am 56, DW, 56 Current budget at about $135K with taxes built in. I use Fidelity's Income planner for detailed spending plans. Pension non-COLA $80K/year...
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