Recent content by folioboost

A quick word about 529 accounts - My wife and I recently had our first child and once things settled down my first instinct was to start funding a 529 account. Unfortunately, even at Schwab, the cheapest alternative charged about 1.4% in management fees. I ran the numbers and, over 18 years...

Yes, it does include premiums, but it probably assumes Medicare after 65. I believe expected life would be the standard (roughly 78 for men and 80 for women). You can see the summary of the Boston College study here if you are interested: http://crr.bc.edu/images/stories/Briefs/ib_10-4.pdf

First of all, based on your assets and desired lifestyle, I agree with the other posts that you should be in good shape and can retire if you will get more out of life in that status. I recently studied the average costs of healthcare for a website I run. Some facts may be of interest to you...