Recent content by fromtx

Heartfelt Condolences Gretchen! Sorry for your loss. Your Mom will be dearly missed. May her soul RIP. With fond memories …

Got my second dose of Moderna yesterday. This time the side effects started rather quickly , had a sore arm which I expected, in the first hour. As the day progressed, had a headache, body ache, chills and fever. Have had fever today as well, took a few Tylenols to ease the pain. Have been in...

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In South Texas No Mortgage Property tax $9500/year Insurance $2800/year including $500/year flood insurance HOA $700/year

I had a 2 month trial with CBS and had the same issue ... they charged my card a few days before one month was over. If you call them and tell them that this is an error, they will refund the charge. I did that and got a 10.81 refund.

Thanks all for your thoughts! Got a copy of the contract, there is no additional charge for managing service calls and we do not pay management fee until the tenant arrives, however, if the tenant bails we would have to pay $50 per month during the vacancy period. Am planning to go ahead given...

Calikid - thx for your input, actually, the Realtor also does Property Management and is part of a Prop Mgmt company ... seemed a bit expensive from a gut feel perspective but did not know what the current rates are since we are new to all this. Souschef - Did you end up paying leasing fee in...

We have a condo in another town and looking to rent it now since DS is graduating this year and will be moving out. We are planning to use a realtor who stays in the complex to manage the property for us. The Realtor is asking for 60% of first month rent as leasing fee and 10% of monthly rent...

We would be open to curtail discretionary spend in down years but do want to plan for a comfortable retirement (not luxurious) and calibrate based on market changes as well as bring in some savings as other members have done successfully. My tentative plan is work until Dec 2015 and then...

The house is worth 400K, would like to keep unless the financial situation forces us to downsize. I do have an equity line against it for emergency funding but have not drawn anything against it. Life Insurance can go away but my thought was to maintain for the next five years till I ma 60 as...

Thanks all for your comments and suggestions. I think I have a good handle on our expenses, I have been tracking our spend for a few years by category. Our property taxes and insurance rates are high, so that comes out to be a big chunk in addition to healthcare. Here is a breakdown of my...

Hi All, I have been a member of this forum for some time but am posting for the first time to introduce myself !!! This is a great forum with lots of friendly advice and information that is hard to find, thank you very much for a great learning experience! A bit about myself - I am 55 years...