Recent content by gauss

OH thank you. Well I might have to go for a ride then. Thanks for the prompt reply. edit: Oops - I would need a SATA interface -- Nvme interface too modern for my old hardware. -gauss

Could NOT find it for $17on walmart.com. Thanks anyways. -gauss

If you have only Vanguard Mutual Funds on their old legacy non-brokerage platform, then you might not be able to do an IN-KIND transfer. (This may be possible, but I am not sure of it.) If you are on the Vanguard VBS brokerage platform, then other brokers can receive your assets without...

+1 And remember the popular thread here titled "We are about to enter a Golden Age for fixed income investing". Locking up high fixed income rates for the long term as a worse case scenario is okay with me :) ===================================== LOL - Thanks for pointing out my date...

Well in general it can be more complicated than that theoretically. The IRS instructions say that you can't necessarily use the figure on the 1099-OID form directly, but rather may need to follow their formulas which may result in required adjustments to the 1099-OID value. Fortunately, when...

No the condo was NOT located in CA. The change in bylaws where there was "grandfathering" for existing owners was concerned with the new limitations of renting out units to others. There was also a change at the same time limiting occupancy for those previously convicted of sexual offender...

I agree. I moved 0.5M into STRIPS that will mature in the 1940 to 1948 time frame in order to lock in the high interest rates for the long term. If I needed current income from these assets I might not have gone this route, but I have different rolling bond ladders for current income needs...

You aren't allowed to list it as an itemized deduction on Schedule A Charity. This is because the distribution has already been removed from your AGI. I think that is what Kipplinger's is trying to convey. FWIW There is no double dipping allowed in most cases of tax law. -gauss

I haven't watched very much TV since the "digital transition" in the US (aka change in the broadcast standard). As such I have not really watched any TV news since then. I do however listen to the radio and catch news stories there. I did stop this for a while when I thought the radio news...

Jessica has always been[-] one of[/-] my favorite Allman Brothers songs... So good! -gauss

I wonder if you could change bylaws so that future owners are required to pay cleaning fee while also exempting the current owners (including the deadbeat.) That my not resolve the immediate situation but it would get you on to a path to professional management in this area. The condo that I...

^ Might be a "long day" for those of us that have neither... LOL - Just Kidding...

Sounds like a conversation with a Real Estate attorney with experience in supporting HOA's may be time well spent. Or perhaps the 3 other units would prefer just to look the other way and either clean on behalf of the new resident or let it go. I am sorry that you have to deal with this...

The following two dates would be best for us: Thursday, June 20 Friday, June 21 The following two dates may also work: Saturday, June 22 Sunday, June 23 DW would be joining me for a total of 2 attending. Thanks for organizing. -gauss

Apparently the IRS horse speaks out of both sides of its mouth. A shoutout to Phroig #3 above for pointing out the SECURE 2.0 changes that allow for employer plans to adopt the new "Designated Roth Matching Contributions" rule. A decent overview is here: It looks like these new Designated...