Recent content by Ginny

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    Poll: What generation are you?

    I'm a boomer and a Navy sub Mom so boomer means something different to me too. Kids are millennials and 5 grands are all gen alphas.
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    $500,000 per couple primary residence exclusion and inflation

    I would not sell if it just helped my tax situation. Where you live, with a spouse or not is worth more than $500k. We used it when we relocated from San Diego to Murrells Inlet before the covid bullshit. I also kept track of all the expenses because it reduces the capital gain too.
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    Wine - Discussion, Travel & More

    I love dry red wines. A Costco Wine buyer said to purchase them from Italy and not CA, as Italy has less sun so the wine is dryer. I avoid CA wines as DH & I left the state in 2018! ;>)
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    Medicare Poll

    My Medicare Supplement plan is with Mutual of Omaha and the cost is going to $163.00 per month. I love it! Total knee replacement and my cost was $0. I do pay a medicare deductible of $240. for this year.
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    Factoring opportunity cost into major purchases?

    I must have a car, as my safety as a woman is more important to me than any amount of money. Taking public transportation would put me in the sights of those who have less than me. I cannot run any more as I'm almost 70 and I do not like to be afraid.
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    Top Three Rules

    Me too-- Trust my gut. If it seems to good to be true, it is. If someone says, you have to do this immediately, I wait.
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    What is the last thing you ordered from Amazon?

    I have ordered more from Walmart these days as the prices are better than amazon. The last thing I ordered from Amazon was outdoor solar lights.
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    Christmas day menu

    Bratwurst and cooked onions.
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    Christmas was good to me again

    My DH and I were both looking to surprise each other with a fire table/pit. We went together and got what we wanted!!
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    2 different credit cards with fraud charges

    Maybe your wallet was hacked. Do you have those RIFD blocking cards?
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    Debt collection from a friend.

    I agree with Amethyst, I never lend. I can give whatever I what, but the answer to borrow is always a hard :"No." I also refused to "invest" in the condo of DH's ex. Really?? DS cannot borrow to buy a home when they have not saved for a down payment or taken our advice to visit a mortgage...
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    Dogs

    We buried our last 2 dogs at 13 & 15. It was so lonely without at least one dog. Nextdoor had a chocolate labradoodle that could no longer be cared for by its owner and Coco Chanel is now sitting beside us on the couch. She improves my life immensely: companionship and exercise. Been a dog...
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    Best walk off the job story

    In the 70's I was in law school and waitressing in the summer. I was working in a great Italian restaurant and the cook was the owner who yelled and treated us poorly. One very busy time, the italian was yelling and I put my tickets on the counter where we picked up the food and I said "I...
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    testamentary trust question

    In CA you can go to court NOW to establish a Special Needs Trust. It is done all the time. There are many good attorneys in San Diego that specialize in this exact situation and can advise you about setting this up correctly. Please do this as quickly as possible before DM passes.
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    Brain training games

    I play MahJongg two times a week for a few hours with friends. We are now playing Siamese or double MJ. There is memorization, strategy and socialization. Plus laughter!!
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