Recent content by Gunni

Any recommendations (with a review) on a Financial Adviser that you may have in this area that are worth their salt? Thanks in advance!

Social Security ...wouldn't it be great if the Government would pay back what they borrowed from SS over the years. We spend enough bailing out other countries financially with no expectation of payback. On and On it goes! :facepalm:

Dues are dependent on your membership level. If you have a golfing spouse an additional 74.00 a month on top of the 375.00 so $469.00 a month. Plus a quarterly food minimum of 135.00 You can't walk away, you must declare your selling, then based on what you want above the $10,500 certificate...

Thanks all. The way it works is that there is a Certificate base price. When I joined it was $9,500 It is currently $10,500 On the 25th of this month my proposal to revise the By-Laws to add a "Hardship Clause" that would allow Members to walk away. I'm hoping the Club is reasonable. With...

I know... ....I'm challenging the legality of it with the State. I'm talking with the Club's Membership Committee and Board Of Directors. I've suggested a buy out clause and a hardship clause be added to the Bylaws.

Has anyone had any experience challenging a "Equity" Membership at a Private Club? Situation is that in selling your membership you are to continue paying monthly dues and food minimums until your membership sells. I just want to walk away? They did have you sign a paper that you agreed to do...

Try VRBO (Vacation Rentals by Owner). For the cost of the annual Timeshare maintenance fee you could probably enjoy the same benefits. And going to the same location would be easy. My 2 cents.

So just to clear up the 401K situation, both my wife and I each have 401K's, current value is at 405K and 410K respectively. I ran Firecalc as suggested, data looks great! We are low expense creatures of habit. I tallied the basics, Long Term Health Care, Insurance, Home/Auto, monthly bills...

As to expenses, we have a house payment (1100.00), and a car payment (350.00)that I will have paid off prior to retirement. We carry no other debt, credit cards when used are paid off monthly. We have 2 401K's that are 400K + Thanks for your replies!

I may retire early, but not as early as most on this forum! My wife and I are 55, 56. Hope to retire at 60. 401K's are both at 400-420K, we have rollovers and Roths totaling 250K, I'll have a pension at about 1,700k mo. and my wifes will be about 1,200k a mo. Equity in our hose is around 300K...