Recent content by HopefulHaole

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Thank you!

2020 Update FIREd @ forever home in Hawaii Me: 50 DW: 48 DD1: 17 DD2: 15 No Debt No Mortgage Savings and Investments $1.6MM DW has non-cola pension she can start at age 60, @ $20k/yr Plus annual payment of $9,500 with 3% annual increase for lease to a billboard company that has a sign...

friar1610, sorry about the late response. I have not researched it enough because I cannot answer your questions with certainty. I am not disabled or low income. My understanding is that I may have to pay a copay at doctor visits but I don't know about hospitalizations and such. I may have to...

Thanks! Hope to see you there!

HNL Bill, Thank you. That number you calculated for investable assets now is about right plus the amount we will sell our current home for. So $1.5 - $1.7MM would be my calculated range. My wife's accrued leave $ did not account for taxes and such. We will also have annual income from billboard...

2018 update Me 48 Wife 46 Daughter 14 Daughter 12 Wife Salary $50,000 My income avg $300,000 before taxes Savings and investments $865,000 Wife's unused leave $53,000 $52,000 emergency fund $69,000 529 college fund for 2 daughters $8,500 annual income from billboard lease Home...

readytofire, your welcome and thanks for the well wishes! TrophyWife, that sounds like a good plan. I definitely believe in teaching my children to earn what they want and manage funds wisely! Thanks.

evilanne, that is a good question. I am a veteran and qualify for coverage thru the VA, I guess; though that would leave no insurance for wife and kids. Maybe I would have VA health care and the wife and kids would be cheaper on a policy. I am not sure yet. I have to think about it and do the...

exnavynuke, yes I have adjusted our expected SS benefits based on early retirement with $0 yrs calculated into the benefits. Thank you. HopefulHaole

Ready, I am giving a rough estimate on a rule of thumb for valuation of a professional service "business". It may be sold independent of the real estate on which it is located. I have a real estate developer interested in the real estate, but would sell to whom ever would write the largest...

broadway, I believe she is fully vested. She is a public school teacher. If she has 20 yrs of service she can start pension at age 60. If she has less than 20 yrs of service then she can start pension at age 62. She will complete her 17th yr of service in June. She has about a year of sick leave...

2017 Update It has been about 2 yrs since I introduced myself on this forum and about a year since my last update. Me- 47 y/o Wife-45 y/o Currently $720k in after tax savings and $115k in retirement accts (IRAs and SEP). Plan to reach $1.5M minimum by 6/2018 - 12/2019 by continuing to work...