If I had a nickel every time someone here said "Past performance is not indicative of future results" and then in the next breath said, "We're due for another crash like in 1929," I could increase my withdrawal rate even further...
Like I said, I doubt I'll change the mind of anyone here who's...
Every time I see a post on this thread like:
"I have a 2% withdrawal rate but I'm happy and don't feel the need to increase it. *shrug*",
I read it as:
"I didn't plan out my retirement spending well and ended up working for 8 years longer than I needed to.*shrug*"
There's obviously nothing...