Recent content by imjustawarrior

  1. imjustawarrior

    This weather is awful - 2024 to ?

    Please send some rain my way. We are probably around 5" for the year counting rain and melted snow. We get about 15" per year. Can't complain though. 73 degrees, 25% humidity, sunny with a slight breeze right now.
  2. imjustawarrior

    What did you do today? - 2023/2024 version

    The local Fidelity office had been calling me to come in and meet them. I decided I had an hour to spare, so I went in. The rep was really nice, and I enjoyed our talk. The main thing I wanted was for him to put in a transfer bonus for when I move my funds there. I got it. I also got him to...
  3. imjustawarrior

    You hit an FI number, now what?

    I wouldn't. When firecalc and fidelity retirement planner showed that I was good, I retired. It is really up to your comfort level at this point. Time is limited. If I was off on my calculations or things got worse than ever before, I would be fine eating rice and beans. Rice and beans are...
  4. imjustawarrior

    Software or Website to consolidate Net Worth Profile

    I use Fidelity Full View. It is the only tool I have found that understands my CITs in my 401k at Fidelity. I also have a spreadsheet for rebalancing.
  5. imjustawarrior

    Liquid holding - tax free vs taxable?

    Do you really need to hold your liquid assets in a taxable account? It can be more tax efficient to hold interest paying funds in an IRA or 401k and put equities in the taxable account. A lot of equities pay qualified dividends that get taxed at a better rate. When you need money, sell the...
  6. imjustawarrior

    Vanguard brokerage fees email

    All our personal investments (brokerage, his/her Roth, ESAs, 529s) are at Vanguard. All my ex-w*rk stuff at Fidelity (401k, HSA). The announcement has just accelerated the move to consolidate at Fidelity. I have been very happy with Vanguard over the last 20+ years, but I'm excited to give the...
  7. imjustawarrior

    Blow that Dough 2024

    Been buying all new clothes. I have lost a lot of weight since last June. I'm usually happy with a $7 Walmart t-shirt type of guy. 1 Patagonia Fleece Jacket 1 puffer jacket on sale 50% off 4 hiking shorts 4 short sleeve button up shirts $1000 (all really nice) 7 Walmart t-shirts $28 I also...
  8. imjustawarrior

    What We’re Smoking (or Grilling, or Curing)!

    We went to Rendezvous a couple years ago. I was not a fan of their ribs. I liked Central BBQ ribs a lot more. I'm a fan of low and slow ribs done on a smoker. The meat should pull off clean but not fall off. The connective tissue needs to convert to gelatin. That is what makes BBQ special to...
  9. imjustawarrior

    Retirement investing strategies - Liability Driven Portfolio - income from rotating bonds, rest in stocks/etc. - Is it a good method?

    You could google "bernstein lmp". There are some benefits to a liability matching portfolio. If I was 70+ years old, I would look hard at a TIPS ladder for the rest of my life. As it is, I just stick with low cost index funds. They are really easy to manage.
  10. imjustawarrior

    What We’re Smoking (or Grilling, or Curing)!

    Y'all are making me hungry for some BBQ. I may have to do some ribs this week.
  11. imjustawarrior

    What We’re Smoking (or Grilling, or Curing)!

    My Costco use to carry prime briskets. I bought one a couple weeks ago and it was choice. It still was good. Lately, I have liked my paprika based rub. I'm from Tx, so I appreciate the simplicity of salt and pepper. How did your brisket turn out? Our chicken was good, but I think I prefer...
  12. imjustawarrior

    What We’re Smoking (or Grilling, or Curing)!

    Smoking a chicken right now. It probably has been 15 years since I have smoked a chicken. I hope it turns out well or dinner will be just corn and salad. I usually do brisket, pork loin, and pork shoulders. I'll do ribs a few times a year also. Chicken is so fast, I thought it would be nice to...
  13. imjustawarrior

    Forum Update - We're back! Ask your questions here.

    Thanks for your hard work. I like the new, fresh look.
  14. imjustawarrior

    What new series are you watching? *No Spoilers, Please*

    We have been watching Endeavour on Prime. It is a British police show solving murders in Oxford in the 1960's. Very well done.
  15. imjustawarrior

    The Blues (music)

    I had never listened to the blues until a trip to Memphis a few years ago. I learned I really liked it, especially the older stuff. I'll throw out a name I haven't seen anyone else mention yet. Howlin' Wolf When I came home from Memphis, I really enjoyed listening to the blues on Youtube...
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