Recent content by jdstein

The author of the article clearly put a lot of time running various scenarios. Here is where I struggle with this type of analysis. 1. Retirees only retire once. You only get one return stream, not the multiple return streams derived in a Monte Carlo simulation. Consequently, it makes no...

I'm also a newbie here, but thought I'd chime in anyway. I'd wait until your early 70's before looking into the SPIA if possible. By then as you point out, payout out rates are much higher due to shorter life expectancies. Plus with interest rates at historical lows, now is the worst time in...