Recent content by johnk

advisor vs. do it yourself Connie, Thanks for replying. Let me ask you, by saying "if I get tired of working it, I will go straight to a set of Index Funds aka Coffee House" do you mean that you are a relatively savvy do-it-yourself investor? I mean, setting up and managing my own...

In contemplating whether to be a do-it-yourself investor, say in a simple Vanguard index portfolio, or a more rigorously devised DFA / ETF / index fund portfolio set up and managed by an investment manager, what is the added value that one gets for say 0.75% annually, or even 1.0% annually...

vanguard Hi Isbcal, Thanks. I believe I am one who will appreciate some sort of reasonable / low-fee investment advisor. I've contacted Vanguard and can qualify for a financial plan if I move money over but checkups are for holders of $500,000 in assets I believe. I've heard mixed results on...

Most people will be familiar with AssetBuilder / Scott Burns' advisory service which has been in operation since early last year I believe. There was an overall not too positive string here on Scott Burns' and AssetBuilder...

Thanks LOL, This looks like a great book... and he's one who is often mentioned in the context of various lazy portfolios, if I'm not mistaken. I'm intrigued by those and David Swensen's has seemed the most appealing to me... slightly less complicated and maybe easier on rebalancing than...

Hi jIMOh, Thanks. What in your opinion should I do. I'm so torn. I know this is my decision. I already have filled out the paperwork to transfer my IRAs to Vanguard, but when to move taxable, I don't know. Consensus here and on Bogleheads is folks don't like the USAA planner's choices. I am a...

Hi LOL, No, I've lost faith in the USAA person. Had too much to begin with. I realize I'm getting good advice from Bogleheads. Just that all seems daunting especially in these times. John.

thanks... more... Thanks. Sounds like you really like T Rowe but think Vanguard is a reasonable option. You're right about multiple sources. One thing though, I poster over at Bogleheads says I should maintain bonds exclusively in retirement accts while my "adivsor" has me with a 70-30 stock...

thanks... Hi jIMOh, Yes, that quoted portion was right from T Rowe Price's output of their portfolio tool that I filled out, based on your suggestion. My planner has recommended TRP "Large Cap" Growth (this is just from her narrative so far so I don't know exactly which fund) and TRP Emerging...

portfolio advice Hi again folks, I had posted earlier on USAA vs. Vanguard... My USAA planner (via e-mail) was taken aback by my suggestion I'd like a more tax-efficient selection of funds for my taxable account. She asks, "Are you looking for tax exempt bond fund suggestions, suggestions...

Hi jIMOh, I did as you suggested. The results of step 5 of the Online Investm. Strategy Planner are... Step 5 Implementing Strategy 4 with T. Rowe Price Funds Stocks 30% Blue Chip Growth 20% Equity Income 13% Extended Equity Market Index 12% Spectrum...

Excuse me jIMOh, got your screen name wrong. John.

Hi jMoh, Thanks. My planner (again, unsure about her advice) says she recommends (based on lots of input I gave her... among other things that I'm 43 and if all goes well should receive a pension) a 70-30 retirement side mix of stocks to bonds and a 50-50 taxable acct mix. Should I not go...

I have signed up for the temporary services of a fee-based adviser with USAA. Now I'm torn between going w/her recommendation of 12 funds (some USAA some non-USAA) which would be held in a USAA brokerage, or just go to Vanguard and perhaps use their financial plan if they waive their fee. Or...

Thank you for your responses. I very much appreciate it. John.