Recent content by Johnphx

What I find more remarkable is that 21% of Americans think they will be millionaires when only 5% of Americans ARE millionaires. Clearly we are going to need a good bout of inflation to make that happen.

If we assume $4 (as this trip was recent) per gallon then... $48 per fill /$4 per gallon X 6 fills = 72 gallons. This would also work if you said $290 total spent/ $4 per gallon = 72.5 gallons. So if we go with 72 gallons to travel 1700 miles we get ~23.6 miles per gallon. If this was...

While I am all for the higher gas prices through additional taxation as a way to motivate innovation and decrease demand for fossil fuel at the same time I have to think that these higher prices would have secondary unintended consequences. For example cities that aren't located on the east...

I am not in Texas, but I do have a HDHP w/HSA. Have all your charges billed to your insurance account. The insurance won't pay them, but they will reduce those charges to the lower amount and tell you exactly what you owe. If you don't do that, then yes the doctors will try to charge you...

So your insurance company is saying if you get skin cancer, you're on your own? That sucks.

Yeah, with regards to the cable I am getting ripped off for sure. My HOA fees include $25 per month for basic cable (just the network channels) and then I pay $30 for expanded basic. Internet is about $50 per month. Living in Maricopa I don't get Cox (which I imagine would be cheaper) we have...

lol, no worries. I can't imagine ever having to actually worry about how to game the system in order to insure 500k in cash! Although that would be a nice problem to have, no?;D

That option would singlehandedly save the American automakers!!:2funny:

Certainly true here. I have gas heating (including water heater) and electric cooling (including stove). My average monthly heating bill is $32, from a low of about $10 in the summer to a high of about $80 in the winter. My average monthly electric bill is $120, from a low of about $40 in...

So do people just open say, 5 savings accounts and stuff 100k in each then?

I have to agree with the viewpoint that they aren't economical in terms of the premium levied on them. My current vehicle is 14 years old and has almost 170k miles on it. I want to see if hybrids can be driven 200k miles and kept for a significant period of time. I can currently buy a Ford...

This would unabashedly discourage (and discriminate against) savers. I would of course need to continue saving. It is in my nature to do so (although it wasn't always) and current estimates of SS don't satisfy current estimates of my expenses. But wouldn't such a system encourage the young...

Actually, because people agreed to let them do it. :o I didn't. I got a 30 year fixed because the other loans didn't seem to make good financial sense.

Outstanding, we shop at the Fry's (owned by Kroger) every Sat and I should get my rebate this week. I can go pick up $1200 worth of cards and look forward to the savings, plus the additional CC rebate, plus the gas discount. Kroger's wins because you guarantee them $1200 worth of spending...

Well Clif considering they hold my mortgages I suppose you might be right =) We are socially conditioned to uphold our word and repay our debts (at least we hope that most of are), this is even more reinforced in the military culture. Your word means a great deal and alot is placed on...