Recent content by JosephC

  1. J

    What to look for in your first home mortgage?

    Thanks everyone for all the comments, and sorry for the delay in response, I was out of the country for a bit. -- I'm looking through all of them. You are correct, it would all depend upon our job situation, but I see it as long term living (at least 12 years). It's a very family friendly...
  2. J

    What to look for in your first home mortgage?

    Hi all, I'm 24 years and married old plan on purchasing a specific home for $300k. We plan on putting down 20% on the mortgage. Our combined income is around 120k. Can you folks provide us advice on what to look for on my first big loan? What kind of research should we be doing? Are there...
  3. J

    23 yr old interested in a Roth IRA

    Thanks everyone for the responses, these were helpful. I presume from reading above, $3,000 is the minimum with non-STAR investments? My plan would be to keep it in STAR until I reach the $3,000, then transfer to S&P 500 equivalent vanguard fund. I will keep investing. I own the bogglehead...
  4. J

    23 yr old interested in a Roth IRA

    Hi all, I'm 23 years old, currently only investing in my 401k towards retirement. I am investing 18% of my paycheck into the 401k, with an additional 6% company match and a pension (not vested for another 3.5 years). Current balance in the 401k is around 17k with my age in % bonds and...
  5. J

    Recent Grad looking for advice.

    I second that request, more info would be much appreciated! :)
  6. J

    Hello, Joseph here

    Thank you very much for the welcome both of you (and thank you for the advice)!
  7. J

    Hello, Joseph here

    Hi everyone, Glad to find this site. I found it searching early retirement in google, of course. I'm 22 years old in the Seattle area. Looking for advice on early retirement from a young perspective. Specifically, what I should be doing NOW so I can enjoy life LATER. Nice meeting you all...
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