Recent content by jowi

  1. J

    Bronze, Silver and Coinsurance/Copay

    It wouldn't surprise me at all if you got wrong info when you called. I've had this happen with state insurance my kids had. In WI (called Badgercare) before this year you could pay the full premium and get your kids into this plan regardless of your income, as long as you didn't have...
  2. J

    Can a doctor's office do this?

    Thanks - this answers my question. I went to this dentist because it was in network but was told later it wasn't in network and then told later it was in network - LOL! (Not really laughing) There has been so much cluster#u@&ery (pardon my French) since my son's appt in JANUARY that I won't...
  3. J

    Can a doctor's office do this?

    If your insurance pays their negotiated rate for a service, can the doctor then charge you the difference? I didn't think they could, but wanted to make sure. We had an insurance mix-up with my son's dentist appt and the insurance finally paid their negotiated rate, which is about $11 less...
  4. J

    Is this skipping in line?

    :laugh: Yeah! That's what I'm saying!! :) The Toronto tour boat story is funny, and a perfect example!
  5. J

    Is this skipping in line?

    I agree with you here in some contexts, but this isn't about 'a decision' - the one line was quite LONG and the other had no line. It was obvious to ANYONE without any thought which was shorter. People weren't moving because I think many, like me, assumed that the NEXT PERSON IN LINE was, in...
  6. J

    Is this skipping in line?

    But why would anyone join a long line with that option there if it's universally open to all? Wouldn't you assume that, since nobody was in it, that there was a REASON? What happened, likely, is there was one line and it got long, so the other woman decided to help someone. She called over...
  7. J

    Is this skipping in line?

    Just looking to see if I'm right or wrong here. Here is the scenario: You walk into a small movie cinema (only 4 screens in a small town) and you see a long line of people (about 10). You go to the back of the line. We'll call this Cashier A. Then when you look ahead you notice Cashier B is...
  8. J

    Sugary Soft Drinks

    Oh, yeah, they can give digestive problems. OMG one day several years ago I had this little tin of sugar-free candies (not sure what the name was). I was reading a book and I kept taking one after another. Next thing I know I'm in SEVERE pain (gas cramps) all through my abdomen. I could not...
  9. J

    Fitbit Musings

    I didn't mean to say that I walk my dog that far! :coolsmiley: That will just get me to the total for the day. For example, if I just have a fairly active day without the walks or workout, then it's hard enough to get to 10K. If I do ONE walk or just the workout, then I can usually get to...
  10. J

    Fitbit Musings

    I got my fitbit in February. It's been fun having it. Looking forward to summer when I really can up my steps more than I have been able to do regularly thus far. My goal is 15K a day but 20K is fairly easy to do if I walk my dog either 2x per day or walk him once combined with my usual...
  11. J

    Do I qualify for ACA?

    Thank you!
  12. J

    What is your pet peeve of the day?

    Janet, I have a rough collie so I totally hear you! I can't imagine having more than one of them - one is almost a full-time job! :)
  13. J

    What is your pet peeve of the day?

    I hate listing on Craigslist for that and other reasons. I tend to price my stuff low when I do it so that I get more interest, and I get REALLY annoyed when people try to low-ball me. The 'it never hurts to ask' saying is NOT true because I always ignore those people and would prefer to take...
  14. J

    Out-of-pocket costs could be higher than you plan

    Ugh! Just got off the phone with the insurance company again with a code this time and a doctor name and nope, I have to download a FORM, fill it out and fax it to them before I can find out any pricing info. That's total BS!
  15. J

    Out-of-pocket costs could be higher than you plan

    I just got off the phone with my insurance company - so frustrating! I got an EOB for an ENT visit where my negotiated rate was only a couple dollars less than the full rate. Recently my son had an appt with a specialist where the negotiated rate was less than 1/2. How can I 'shop around'...
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