Recent content by KCScubaSteve

uberestimate.com should give you a ballpark range.

I'm in the business professional world and DW is at a tech company. I agree about the earning outpacing inflation, I'm just being conservative in my #'s. There will be much more flexibility once the consumer debt is paid off. I won't do more debt. I also use Personal Capital (spreadsheet...

The spreadsheet I built does not take into account inflation. My assumptions are: 3% raise for me every year. No raise for DW. Max my 401k and both IRA's every year (starting in 2019). Additional $2k in brokerage acct once house is paid off. ESOP growth. Currently has me passing the $5MM...

$5MM is the safe goal. I realistically probably only need $2M. As far as the large pay increase, that is where the variable comes in. I am in an ESOP and DW's commission is on large sales that only occur every 1-2 years. Depending on the sale size, could be $25k commission.. could be $500k...

Hello everyone. I came across this site after a recommendation from my dad. Below is my current situation/goals. DW is 24. Combined Annual Income: Mid $90's + Variable Comp. 401k/IRA's: $30k (DW doesn't have a 401k at work) Consumer Debt: $40k Mortgage: $214k Equity in House: $40k Goal for...

Very cool to read this. I'm 27 so this is inspiring. Background: Been out of college with a Master's since Dec. 2015. Just came across this site. My FIRE goal is 50 w/ $5M nest egg. Married. DINK. Currently This is where I am at. Mid to high 90’s salary (wife + me) plus some incentive...