Recent content by Kork13

In general, whether 529 or retirement or taxable ... The best time to add money to your investments is whenever you have it available & ready for investment. If you've got a chunk of cash sitting around doing nothing that you want to get invested, then drop it in as a lump sum. If all of your...

Congrats!! I clearly recall the exact day I was able to do the same, and that second comma feels awesome. And as long as you continue saving, I'd be surprised if you don't continue to accelerate. My first $1M took ~12 years ... and we just crossed the line for $2M earlier this year, less than...

Holy smokes .... I ignored these forums for the last 5-6 weeks while I was totally slammed with w*rk from a complex project. I finally jumped back on tonight & thought I'd somehow gone to the wrong page! Interesting new look. If nothing else, I appreciate having the "New Posts" and "Mark...

I've had the same issue, with a receding gum-line even though otherwise very healthy teeth/gums. Though I've never liked electric toothbrushes ... I just use too much pressure with my normal manual toothbrush. Soft bristles are a must, and I've actually started seeking out extra-soft bristles...

Interesting game. I had a hard time finding the first (theme) word, but once I did the rest became quite easy to see. That first one kinda frames the rest of the board, and got me started into what the theme clue actually meant. Thanks for sharing this new game! Strands #3 “I gotta dip!” ???? ???

I believe what he was saying is that nothing would be any different. If you move the leap day to be June 31st our orbit around the sun & the weather wouldn't care what day we say it is. All that would change is that all the days between Feb 29 & Jun 31 would be "moved up", so the winter...

I mean, if we're gonna change up the calendar, how about we just go to a standard 28-day month with 13 months? Then you'd only have a leap day once every 22 years (though you'd also need to work in 2 extra leap days somewhere every 110 years to keep the solar calendar totally in check). But...

Yep, that's a heritage flight, likely practicing for an upcoming airshow nearby (or within a few hours' flight). Typically an aircraft from each of the past generations of military aircraft. Specific types vary, but it's generally pretty cool to see regardless of which aircraft they have.

With recent market gains & continued contributions, our total net worth has crossed the $2M mark! We might bubble above/below a bit depending on what happens with markets, but we're officially multimillionaires. We could likely be considered FI around now, but I become eligible for an...

FWIW, my thought process is that AA is all about risk management. Having a reliable pension (in my case, it'll be an immediate, federal, COLA'd pension) provides alot of security. That security allows me to accept a higher degree of risk with my investments without losing any sleep, so I...

Summary: In 2018, Suze Orman said positively frightful things about retiring early, so now in 2024 we're going to read about it. If you have $20M or $100M, then fine, you can retire early and live a properly lavish lifestyle. But measly pocket change like $2M? You're definitely gonna run out...

Move your trip up a couple weeks -- around Tokyo/Kyoto, the cherry blossoms will be blooming in late March/Early April. Stay longer. There's plenty to see/do, getting around is SUPER easy (the trains/subways really are fantastic), and traveling halfway across the globe for a measly 1-week stay...

Wow, so many thoughts... 1) They wrote an article in Feb 2024 solely surrounding a podcast from 2018? Wow, they must be pretty desperate. 2) Speaking of desperate, this article makes Suze sound desperate for attention & validation in a world that no longer values her advice. (which might be...

I mistakenly did this to my parents when I started college. I/we ended up using a CPA friend's help to get it resolved, but as Cathy said, it takes a while. Past-year returns are lower priority, especially in the middle of tax filing season, and especially when everything is paper...

I was thinking a little more about your kids' college .... and this might be a bit radical ... But since you've got a large chunk of cash sitting there right now, you might consider super-funding 529s for each of them, then just let it coast until they enter college. You could set it & forget...