Recent content by lcyrmu

Many thanks. I will indeed do some reading, per the recommendations by all the responses above. And, travelover, your comment re the target fund knocked some sense into me as to what CybrMike meant in referring to such a fund at Vanguard -- the bond/cash part is already inherent in the fund...

Thanks for the welcome and advice. Here is some additional info: I'm early 50's, married with two children (close to entering high school), single earner, and have a fair amount saved (low seven figures) in an IRA (at Schwab), 401K (at Fidelity) and in the Illinois 529 plan, and finally very...

Hello from suburban Chicago. I'm new to the forum, having stumbled accross it just today after reading my fee-only advisor's summary of my rate of return for investments under his guidance. My spouse insists on being "conservative" so our portfolio is only invested 50% in equities (via mutual...