Recent content by Leonardo

I'm 100% FIRED! The next chapter of my life has already begun! Congrats on the other members!

So this tuesday was my last day at work. Sadly I still need to be available to some clients for some weeks until the projects are over, but it's just to answer questions and things like that. I went this weekend to an all-inclusive resort here in Brazil to celebrate and took a photo of a...

Thank you! February can't come soon enough!

I haven't logged in this forum for 6 years, but kept saving and investing for more than a decade. Now it's time for me to stop at 38 with 7 figures and ~1% SWR. I'm anxious, I'm excited, I'm ready. Date is Feb 2022. Counting the days :dance::dance::dance:! I don't want to mess the list so...

What a coincidence, I live in Salvador! I can say that music is the strong point of Salvador, what bands is he interested in? Axé, Pagode or something more like Timbalada, Ilê aiê, etc.? Make sure he visits Pelourinho and Farol da Barra! I think every thursday there is a show of Timbalada at...

Hi, I'm a brazilian and lived here my whole life. I'd be glad to answer any questions you might have.

Here where I live in Brazil it's $6,34 per gallon. And that's what we call "common gasoline", with 25% ethanol. The high-octane (Podium) costs $8,61 per gallon. Oh, and here a Corolla costs up to $50.500,00 and is considered a top luxury car. A Camry costs $74.500,00. Now excuse me that I will...

I can relate to the OP, as I'm also single and young (26). Because my other expenses are also very low, my "going out" expenses are 70% of my budget. Because of my saving rate of 80%, I couldn't care less about these expenses. :whistling: Not very lucky with the dates, though! :nonono:

You guys are underestimating the victory of Switzerland against Spain. There is now a good possibility of Brazil x Spain right in the next phase. "Rumo ao Hexa!!"

Congratulations! I'm sure being childfree had a significant positive impact in your net worth.

Running Man, first of all thank you for your reply. I don't agree with that, because in the article that I've linked he shows that there has never been a 20 year period that the real stock return was negative, and that the WORST real 30 year stock return (+2.6%) was almost the AVERAGE of...

In this link Jeremy Siegel presents some very good arguments against the Arnott article.

Thanks everyone for your posts. So the conclusion that I came is that we should all go for equities in the very long term if we can handle the brutal market swings, because it has lower volatility and higher return in the end. I'm really confused of how to apply this "principle" in my future...

Thanks for your insightful post, because of it I don't have any more doubts! :rofl:

Hello everyone, I've been reading lately a lot about portfolios, "time diversification" and asset allocation. According to books like "Stocks for the long run", the efficient frontier for periods of 20 years or so are very different than the "normal" graphs that I normally see. In fact, in 20...