Recent content by LEX

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    Vanguard Perk Levels

    Being a cheapster, I prefer Vanguard. I do not want the sales pitch and thats about all you really get from Schwab, FIDO or Merril LYNCH. If one was smart enough to earn and manage their account to get to the Admiral level they can find the advice they want when they need it outside of the...
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    Pay off the Mortgage at Retirement???

    I applaud hilbilly and the rest of those that see a mortgage as in net liability no matter what one can attempt at financial arbitrage. Getting a banker (or loan shark) out of your chain of title is more important to me than working a spread against the mortage and the S&P and putting my home at...
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    Did you keep your law license?

    It was soo hard to gain these licenses that I can understand why one would not easily give them up. I kept mine active, but know that eventually I will use the savings in annual bar dues to spend more time at the bar! 8)
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    How about this fund?

    NYET! ;D I would just buy a good international fund and avoid the country specific ones. They will buy individual positions such as Gazprom or Norilsk, which you can as well, but this is not easy stuff for the pros, and individual investors like myself and 99% of the folks on this board will go...
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    Could there be any better reason to ER?

    Here is my one second summation on these Corporate Droids with their "work hard and make us proud" BS: "The best tactic is to only work just so hard that you do not get fired, since the Company only pays you just enough to keep you from quiting." ::)
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    If I could go back 20 years this is what I'd do different................

    Twenty years ago...Hmmm? I would have listened more and spoke less, especially at work. I'm better at that now but there were times past when I should have simply said nothing and kept my peace. I would have read more classical literature. I read more now, and realize how much of the value in...
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    "Affordable" town in warm climate for single old babe

    Read a couple of editions of Arizona Highways and I expect you might find a few small towns worth checking out. 8)
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    Covering a mortgage without losing your ass(ets).

    Hey, free4now, Tune in to http://patrick.net/wp/ You are both on the same thesis which is to cash out of the hyper inflated bay area market now, rent, and enjoy the cheap oppurtunity after the bubble bursts! You have figured this one out! ;D
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    Who had been audited by the IRS?

    From Texas Proud: "They have a computer that grades every return... you get a score and then the various offices looks at how many people they have, how many they can look at and pick the highest scoring exams..." Bingo, you get the prize cowboy! While my friends who practice tax law do not...
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    YTD

    13.8 % with less than .73 beta (S&P500) 8) Thank you Vanguard!
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    i wouldnt call it laziness...

    Deesto: You Rock dude! 8) Use whatever education you have to leverge your time into money and buy back your life from the MAN!
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    Net Worth 2007

    When I worked I was a mining lawyer. The legal track I took was in mining and mineral ventures. I left Private Practice decades ago when I realized my income was tied to the number of hours I billed and not the value of the deals. Once I left the practice and focused on the business side the...
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    YTD

    Perhaps you should be posting in the section "what women want"...or maybe not ::)
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    Who had been audited by the IRS?

    This is not to be used as tax or legal advise. It is being posted for entertainment purposes only. IMHO the IRS uses 'selective enforcement" as their way of compelling compliance. If you make less than 100K there is not much upside for them to put you through their compliance audit. It has...
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    Still Moving From Merrill Lynch

    When you close out the ML account, you may require a young Vanguard service rep. and an old one present to assit you. Be sure when you make the call they recite in harmony during the process ...."The spirit of Vanguard Compels you... The spirit of Vanguard compells you"... while they tear up old...
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