Recent content by LiquidSapphire

Hi, thanks for the welcome. On health insurance, currently it appears I can procure high deductible insurance with $5K out of pocket max for about $100/month. I have no ongoing health issues. ehealthsinsurance quotes policies for someone 30 years older than me is about $160/mo for a crappy...

I have lurked here for a while and I have posted a handful of times but so far have neglected to introduce myself, so I will do so now! Hello, I'm 29 years old, been pretty active over at the earlyretirementextreme.com forums but figured I may as well join in here for the different dynamic...

Welcome - I think your plan to have 2 years cash and stick everything into a Target fund is fine until you get an AA plan you are comfortable with. The target fund is probably not perfect, but it's pretty good, and easy. Don't let the perfect be the enemy of the good.

Third-ing how you doubled your NW in the last 2 years. I haven't but have calculated I could do so with as little as $275,000 with a 4% withdrawal rate, though that would be a bare minimum; it leaves nothing for Black Swans or emergencies or many luxuries. It supports roughly $750/mo in living...

My inlaws purchased about 3 of the large garbage containers themselves at Walmart and did their own Quarterly trip to the dump for $20. They usually charge by weight or carload.

I put a cat down last year, she had kidney failure. I think I waited too long, at the end she was on anti nausea and anti pain meds, but she took a steep downturn which is when I knew it was time. I wasn't ready before that, long story. The meds/weekly subcutaneous IVs were not that cheap (30...