Recent content by Livefree

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    The Blues (music)

    Howlin Wolf playing "Smokestack Lightning" He also sang 'Back Door Man" that was later covered by the Doors
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    "Preauthorized" Unauthorized Debit

    That might be what happened...we'll probably get a new account.
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    "Preauthorized" Unauthorized Debit

    I logged into our bank account on Saturday and saw a Debit for $285 from our checking account, that wasn't authorized by us. It was listed as a preauthorized debit, similar to when a company debits your account automatically etc. I called the bank, and they opened a claim. They said one of...
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    What is the best way to pay estimated Federal Taxes in Retirement?

    I usually get a small refund on April 15th for prior years taxes..what if you owe instead, do you then owe 2 payments including the first quarterly payment, and can you include it in one payment?
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    What is the best way to pay estimated Federal Taxes in Retirement?

    I have social security take out 12% Federal Taxes, and use eftps for federal and our state has it's own site to pay for what's left via quarterly taxes.
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    Spouse is Afraid of Flying

    She doesn't have any other anxiety. Thanks for the tip on Trazodone, we'll look into that.
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    Spouse is Afraid of Flying

    Yes I have considered solo travel, but was really hoping there was a solution so we could continue to travel together.
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    Spouse is Afraid of Flying

    My wife hates to fly and it's a problem because I want to travel more. Last year we drove to Florida (from Massachusetts) and it was ok, but I'd rather spend 3 hours on a plane than drive. She has tried zanax, and bloody marys on the flight, still has anxiety. Any ideas that could help?
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    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    Yes it's a concern...I want to cash some Ibonds that were purchased a few years back, but by the time I get the cash to them, the rate could drop more..not sure it's worth it.
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    Best CD, MM Rates & Bank Special Deals Thread 2024 - Please post updates here

    Marcus Online Bank is paying 5.35% for 1 year and 5.25% for 18 Months
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    Carvana v CarMax v Vroom

    Carmax offered $17,000 for my wife's 2015 Rav4 XLE with 35k miles, but we sold it privately for $18,000 and probably could have got more. got over 90 inquiries on craigslist and facebook marketplace.
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    I received my IRMAA increase, Arrgh!

    Yes I understand it only lasts for one year, and is based on 2 years prior income. What I'm saying is if you turn 65 in November or December, you would only pay 1 or 2 months IRMAA payments, verses someone who turned 65 in January and had to pay a full year..
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    I received my IRMAA increase, Arrgh!

    Both my wife and I paid large IRMAA fees for 2023 and we got letters from social security that confirm it will end in January. My wife turned 65 in July and was concerned that paying only 6 months of IRMAA wouldn't be enough, and would continue into 2024, but it looks like they were happy...
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    Hard Drive Cloning Software

    This looks like a good solution..Thanks.:)
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