Recent content by Lucantes

Aus_E_Expat: While I don't count our actual expenditures down to the penny, I recently tried to compare our current Average Monthly Expenses (AME) against our original Estimated Monthly Expenses (EME) and I came up with the following: I had originally our EME at around $6400 compared to our...

We originally had about $200K in cash (2 years worth of expected expenses in retirement (~$100K per year)) when we initially retired in 2017. As time has worn on however I have reduced that to a floating value between $50K to $100K, depending upon what we have going on etc. and haven't had any...

Double Wow!! Just realized it has been another 24 months since my last update!! 4 years have passed since my Wife and I took ER and here is our current update on our status: We both did ER at age 50 in the 2Q of 2017 (March/April 2017) and returned to the USA (still in Cocoa Beach FL and loving...

Retired for 3.5 years. No Pension or SS Income (took Lump Sum). 23% Increase in Total Net Worth since Early Retirement after all expenses. No fixed Withdraw Rate, just enjoying ourselves as desired. :coolsmiley:

Congrats! :)

Jake, both my wife and I worked in Saudi Arabia for 2 and 1.5 decades respectively. If a person has their ducks in a row, and can afford to do so, then I recommend ER! :)

WOW!! Just realized it has been 31 months since my last update!!:facepalm:???:angel: Over 2.5 years have passed and here is our current update on our status: We both did ER at 50 in the 2Q of 2017 (March/April 2017) and returned to the USA (currently in Cocoa Beach FL and loving life!).:dance...

The Lathe of Heaven....one of the best for me! :(

Gave my 60 day notice and have updated my dates: Last work day is now the 13th of March (flying out back to the USA on that date!) with actually being officially retired from the company on the 1st of April (using terminal leave etc.)! :)

:sick: Looks like our 2016 will be increasing to 2.16% ($14,040 on an assessed value of $648,780.00) based upon the 2016 Proposed Property Tax notice I received! :facepalm:

Not yet retired (come on April 2017!) but our planned budget has about $2500/mnth that I have classified as "discretionary" in our budget ($30K/yr) which is about 36% of our planned budget. This includes such things as travel, eating out etc.

1.8% ($10,420.37 on an assessed value of $577,040.00 for 2015) in Brevard County FL. 6.5% Sales Tax (6% FL and .5% County).

Don't have an actual full umbrella but do have an additional $1MM Liability policy on our rental house in FL for $700/yr (above what comes with our Homeowner's policy of $300K personal liability). Will be getting a full umbrella insurance package when we retire to the house in 2017, probably...

I have a FA that currently manages about 9% of my total investable assets, and they do it at Schwab. They have access to a specific sub-account I have at Schwab which they use for individual stock investments (no ETF's or MF's etc.). I can see everything that they do within the account and have...

Our friends checked on our house in Cocoa Beach FL after they came back from Orlando yesterday (they did end up finally evacuating from Merritt Island in the end which is a good thing), appears to be nothing "major"....dock is gone and fence on one side is gone (shared with neighbor on that...