Recent content by Lusitan

Ah, that helps. Sounds like you guys made a good move - congrats, enjoy it!

I haven't been keeping up with the forums as much, and I didn't know you took a new job and moved to CO. Glad to hear things are going well for you. Apart from the work-related stuff, how has the adjustment to CO been for you and your family?

hyper-in______

No changes here. We generally follow a LBYM lifestyle, and that continues. Stuck with our plans for our annual family vacation. If we weren't already doing the LBYM thing, now would be (another) wake-up call to start, however.

Taking the opportunity to do some re-balancing, and speeding up some planned 529 contributions. But otherwise, mostly sitting tight.

Quite the opposite for me -- I have increased my supply of ammo recently. :angel:

"professional civil servants" = fail "strong administrative skills" = fail "who stayed for the long term" = check "loyal to the system" = check "above any particular loyalty to ... those outside government" (i.e. those for whom they ostensibly work and who pay their salaries) = check "a...

I come from a family of 4 kids. Look back through our old family photos, and you'll see the same sweatshirts pass down from my older sister, to me, to my younger brother, and (if it held up to serving two 10 year old boys) my younger sister. Not ALL of our clothes were used; we each got some...

New Jersey is not the place to go to look for "reasonable" cost of living. It's one of the worst places you can go. Not only is it crowded (highest population density in the U.S.) and expensive, with high taxes, but looking at "average" stats for NJ aren't as helpful as they are in other...

Sell before you are underwater.

I would pay them off. I paid off my student loans early even though the interest rate was much lower than yours. There's an intangible benefit to being debt-free, at least to me.

Social Security won't mail annual statements- MSN Money I guess it might take the Brain Trust over at the Social Security Administration a few more decades to consider how they could send these statements out via email or otherwise make them available online at a fraction of the $70 million...

+1 At least it's April Fool's Day ;)

That would make too much sense. :rolleyes:

Pay off the debt. Not only is it the best move from a numbers perspective (you're not going to find a guaranteed "rate of return" that will match your credit card interest rate) but it also rewards you with much less stress and worry. Not only does it feel good to get that debt off your back...