Recent content by m3bs

  1. M

    Recommend me a quality home printer.

    I bought a Epson EcoTank 3760 in 2021. I've used it since then with no issues with clogging, etc. It has printed just under 3000 pages in that time, and may sit for a week at a time without being used. I'm still on the original ink fill with the black tank at about 35% full, and all of the...
  2. M

    Punctal Plugs

    I had them for several months. One kept getting irritated, the other wouldn’t stay in. Since it did seem to help with dryness, eye doc ended up cauterizing the tear ducts. Downside is uncontrollable watering in certain conditions.
  3. M

    GM Manual Transmissions - Who would have thought?

    Proper rev matching also avoids unsettling the car when braking for a tight turn from 150. I use the auto matching on the track because it has been flawless. My technique, while pretty good, can’t compare, and the auto system lets me focus on braking. Braking is good…..
  4. M

    GM Manual Transmissions - Who would have thought?

    Had to take the Porsche out for a drive to make sure I remembered how to drive a manual and listen to the music that a EV will never provide. I even turned off the (excellent) rev matching to step up the challenge.
  5. M

    Tax Return or Form 990-N for HOA?

    Thanks. I’ll have to look up that form.
  6. M

    Tax Return or Form 990-N for HOA?

    Having recently become treasurer for our HOA, this thread caught my attention. To my knowledge no tax forms have been filed for about 20 years, so I’ve been trying to see what needs to be done. I tried to go the 990-N route, but the system wouldn’t recognize our tax ID number. Some research...
  7. M

    GM Manual Transmissions - Who would have thought?

    Manual transmissions to carmakers are like copper land lines for AT&T. They really wish you would just quit using them. When they can control the engine and transmission together using the computer(s) it’s much easier for them to manage emissions and fuel economy, without having to program for...
  8. M

    Greedy Investor

    After being pitched by numerous FAs, I did some research on mutual fund managers. They get paid huge sums of money for what looked to me to be completely hit or miss performance. I decided I would be really irritated if I paid someone to lose money for me, and went the DIY route. It’s turned...
  9. M

    1099-DIV questions (MSFT)

    I think you answered the first question yourself. They paid $xx dividends, and they were all qualified as indicated on the 1099. The second question may have to go to Morgan Stanley for explanation. MSFT paid four quarterly dividends in 2023 with payment dates in March, June, September and...
  10. M

    AARP worth it?

    I just booked 4 nights. Senior rate was $10/night more than AARP rate at that property (LQ/Wyndham), but many are the same.
  11. M

    Should I Sell?

    I believe EVs will have a place in the market, but won’t be the entire market. Post 14 sums up my thoughts. I would have sold before now. EVs have already become commodities, not worthy of premium valuation just because they are EVs. I think Tesla will remain a significant player in that...
  12. M

    I've sold all my Boeing shares

    I'm glad I didn't take my brother's advice to buy Boeing 5 or 6 years ago. Luckily, he did put me into NVDA about the same time.....
  13. M

    Roth IRA question

    I have an unusual situation that I’m having trouble applying the 5-year rules to. I recently rolled my 401K over to an IRA, but it contained a small amount of after-tax contributions (from a time before 401Ks were born..) that rolled to a newly created Roth account. I’m well past 59-1/2, so...
  14. M

    Heads up: EFTPS now requires new login

    Thanks for starting this thread. I thought I was up to date on this having made a Q3 payment previously, but evidently the new login procedure was effective starting in October. I'm setup with Login.gov now. Once over that hurdle, my old login info worked.
  15. M

    No kids. Who do we put in the will?

    I’m struggling with the same issue. I believe that as Boomers, we have spoiled the next generation already, and I am reluctant to enrich the lazy ones. We have some nieces and nephews who fall into that category, and others who have grown into responsible working adults. I’m not averse to...
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