Recent content by millerjwm

I sign up every quarter even though it's only worth another $16 at most (4% of 400).

My ISP, speakeasy.net allows sharing of wireless and is even willing to provide email addresses to your neighbors. I do not share my connection. There are more details at http://support.speakeasy.net/cgi-bin/support.cfg/php/enduser/std_adp.php?&p_refno=030512-000240

457 is great as long as your government remains solvent My wife accumulated funds in a 457. The administrative costs were substantial at first but improved when the composition of the County Board changed. The only thing that really bothered me is that the creditors of whatever governmental...

Schedule C, 1099, and expenses My first client just refused to do anything other than report everything they paid to me on the same line on a 1099 and I have not bothered to ask subsequent clients.

Roth - time must elapse before withdrawal You said that the Roth account had recently been opened. There is a minimum time that a Roth account must be open before you can make any withdrawals without a special penalty. I believe this time is five years.

All payments must be included on 1099 In answer to the question: Do I have the right to demand they correct my 1099, or can they say "tough titty, you have to subtract out the expenses on your tax return" ? They are required by law to include all payments on the 1099 including your travel...

S-Corp An accountant that I work with thinks it would be a good idea for me to form an S-Corp for my small one-person computer consulting practice just on the grounds that the IRS likes to audit self employed individuals that use Schedule C. He thinks that there is a lower probability of audit...

If you want to stay involved with software and not work a "real job", you can "play" with Open Source software and contribute to some of the projects. Well documented bug reports are contributions. http://sourceforge.net/ is a good place to start. Jim

DFA stands for Dimensional fund advisors. Your assmumption that it is a company in the US that manages mutual funds is correct. I found a short article on the company at http://moneycentral.msn.com/content/P24208.asp

I followed the same path including reading the same books. If you want yet another book to sell you on indexing and DFA try “Live It Up without Outliving Your Money 10 Steps to a Perfect Retirement Portfolio” by John Merriman published by John Wiley & Sons in 2005. It took me 10 years from the...