Recent content by mjgruber

Congrats!

I feel like I am looking back in time..I started investing at 25....48 now..laid off 3 months ago...and going back to work will be a choice not a necessity...Because!..I invested diligently and almost 100% in equities...which I strongly recommend!

Welcome!

Welcome Welcome! and best of luck !

Carry on Trying to figure out how the various issues will impact the Market is almost impossible.....My plan is stay invested, dollar cost average into the Market into low cost Mutual Funds....I am confident 5,10, 20 years out, that should be a winning strategy.

Don't forget One mistake people make ( in my opinion ) is they invest the money based on the first day they plan to start using the money, but forgetting they will use those funds over many years. Someone at 50 might say, I am going to start using my assets at 55, so I better be...

45 1.2mil 48 2.1 mil 50 ?

Roth Yes, you need to look at your Tax bracket each year independently and determine what you think will be a lower tax bracket ( today or way in the future ). Same goes for the Roth conversion.

Welcome!!! 48 and just sort of semi-quasy retired

Returns Yes that is correct, annual returns are not calculated by simply adding up annual returns and dividing by the number of years. There is also No 10 year period where stocks did not provide the best return. The Stock Market is a long term deal ( 10 years ), anything short of 5 years...

Over a long time period, stocks always provide the best return

48 wife around 49 (ok 50 ). She is still working at new job. So Net worth is just over $2 mil ( including home equity of $150,000 ). I feel ok, but not sure. I plan on staying 100% invested for a long time in the stock market.:coolsmiley::coolsmiley: