Recent content by mjukr

  1. M

    Saving for Children

    I'm still conflicted about saving on behalf of children. I didn't take college seriously until my "free" money ran out and I had to get my own loans/jobs...then I busted my butt. Not to mention that putting money in 529s is just buying into a (imho) very flawed higher education system that has...
  2. M

    Max-out 403b or Start Taxable Account

    Thanks for the additional thoughts. I did discover today that our optional 457(b) plan is indeed self-directed, with funds either through Fidelity or TIAA-CREF. That's an attractive option given the reasonable fund expenses (I'm an index junkie) and the fact that the 457(b) allows withdrawals...
  3. M

    Max-out 403b or Start Taxable Account

    My 403/457 choices are pretty good, fortunately, so that will play less of a role in my (in)decision...
  4. M

    Max-out 403b or Start Taxable Account

    I'm definitely ambivalent... tough to predict how things will be in 15-20 years. Nope, smack in the middle of the 25% (filing jointly). I think it's going to come down to a solid commitment to FIRE on my part. My fear now is that for some reason I end up having to (or wanting to...) work in my...
  5. M

    Max-out 403b or Start Taxable Account

    Hello all! I'm very glad to have found these forums... I've been wracking my brain trying to decide what to do with additional income from a recent promotion. I'm currently in my late-20s, married, with one small child. I currently have a 10% employer-contributed 403b and max out my Roth IRA...
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